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Contact the insurance company in writing and verify the repayment amount of the claim and the veracity for which the claim is to be repaid. Include all contingent aspects and extraordinary circumstances as well as an election to negotiate a settlement amount. - 2
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Negotiate the repayment amount based on the settlement or judgment amount. State laws vary, but in general, insurances companies are entitled to partial repayment of paid claims. Contact the insurance company once the notice of claim repayment is received and offer an amount equal to 25 percent to 50 percent of the demand. - 3
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Obtain a certified check for the agreed negotiated amount and mail it via U.S. Postal Service Certified Mail to the insurance company. Include a letter detailing the amount, agreement between parties and keep a copy for your records.
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