Temporary Car Insurance Is Great For Taking A Test Drive
Depending on where you live in the world you may or may not have heard about temporary car insurance. It is popular in the UK and Canada and as demand for car insurance options grows it is expanding everywhere.
Normally, when taking out a car insurance policy you negotiate an annual premium for your car. This is great if you own a car and you're going to be driving it for a whole year. But if you're just taking a drive across country with a friend, borrowing a relative's car while yours is being repaired or taking a quick test drive around town, you are going to find an annual policy pretty pointless.
With temporary or short term car insurance you can get coverage for between 1-28 days instantly over the Internet. It's as easy as logging onto a participating insurer's website and paying with a credit card. You could do this on your smartphone at the end of a big night when a friend asks you to drive home or at a dealership while you wait to go on a test drive. It can also be arranged in advance for a cross country road trip you're planning with some friends.
Most people cannot afford the costs associated with sudden vehicle repairs or replacement. But the reality of driving a car over a lifetime is that an accident is just waiting to happen. But it's not just the maintenance and replacement costs you have to worry about on the road. The reality of accident compensation is that it is often handled in a court room and the legal costs can be very burdensome. For these reasons driving a car without the proper insurance is too risky.
There has never been a time when there have been more cars on the road. Accidents are common and the expenses are increasing. For this reasons insurance companies are adapting and offering more flexible policy arrangements. Temporary car insurance is one of the responses to the demand from drivers for coverage in all circumstances. Whether you live in the UK or on the other side of the world you'll find this type of policy becomes more and more available.
Normally, when taking out a car insurance policy you negotiate an annual premium for your car. This is great if you own a car and you're going to be driving it for a whole year. But if you're just taking a drive across country with a friend, borrowing a relative's car while yours is being repaired or taking a quick test drive around town, you are going to find an annual policy pretty pointless.
With temporary or short term car insurance you can get coverage for between 1-28 days instantly over the Internet. It's as easy as logging onto a participating insurer's website and paying with a credit card. You could do this on your smartphone at the end of a big night when a friend asks you to drive home or at a dealership while you wait to go on a test drive. It can also be arranged in advance for a cross country road trip you're planning with some friends.
Most people cannot afford the costs associated with sudden vehicle repairs or replacement. But the reality of driving a car over a lifetime is that an accident is just waiting to happen. But it's not just the maintenance and replacement costs you have to worry about on the road. The reality of accident compensation is that it is often handled in a court room and the legal costs can be very burdensome. For these reasons driving a car without the proper insurance is too risky.
There has never been a time when there have been more cars on the road. Accidents are common and the expenses are increasing. For this reasons insurance companies are adapting and offering more flexible policy arrangements. Temporary car insurance is one of the responses to the demand from drivers for coverage in all circumstances. Whether you live in the UK or on the other side of the world you'll find this type of policy becomes more and more available.
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