Are you considering a loan, mortgage, new car, or a plan to get out of debt? Maybe you are just curious or want to know if your identity has been stolen.
All of these are good reasons to get free copy of credit report and you can do it right online.
Here is how you get your copy.
First, you can go to many different websites that will give you a free credit report and will do so pretty quickly.
They will require a credit card and you will have to sign up for a free trial of their credit monitoring service, but you can cancel it right after you get your credit report and never pay a dime.
Second, once you actually have the report you should save it on your hard drive and print a hard copy.
This will serve you very well because if you ever lose the hard copy you will have a back up on your computer.
You might even consider emailing it to yourself and saving it in your email box in case your computer crashes or something else happens that would destroy it.
Last, having a free copy of credit report will serve you when you are doing anything that is financial.
You will be able to see all your debts, all your judgements, and all your other financial information.
Make sure to check it for correctness and if it is incorrect you will need to contact the credit bureau to take care of anything that is not right.