An Overview Of Discover More - Clear Credit Card
The Discover More - Clear credit card is aimed at those, who have a good credit history and an annual income that is not less than $15,000.
The card has a quality reward program and has no annual fee.
Features of the Discover More - Clear Credit Card The Discover More - Clear credit card offers 0% introductory APR on purchase for a period of 6 months, as well as a 0% introductory balance transfer APR for a period of 12 months.
The ongoing APR is 10.
99% - 18.
99% and the default balance transfer APR is 28.
99%.
The balance transfer fee is 3% for a minimum of $10 and a maximum of $75.
The card has a cash advance APR of about 22.
99%.
The grace period is about 25 days.
The card has a late fee of $15 on balances up to $500, and $39 on balances more than $500.
The over limit fee is $15 on balances up to $500, and $39 on balances that exceed $500.
The Method of Computing the Balance for Purchases is done using the Two-cycle Average Daily Balance.
It is to be noted that, if late payments are made, the APR may revert to the default rate that depends on the current APR of the card, the payment history of the card holder and the credit history of the credit card holder.
The Discover More - Clear credit card offers a lot of benefits that are very attractive.
The rewards program is very good, as card holders may choose to get cash back or they can redeem the accumulated points for merchandises.
There is no limit on the amount that can be claimed as rewards and the reward points never expire.
This is as long as the card is active, the account has not been closed for any reason and if the card holder makes at least the minimum payments before the payment due dates.
The Discover More - Clear credit card members can avail of some quality rewards.
They can get 5% cash back on all purchases made at partner retail outlets.
The card members also get 0.
25 % cash back on all purchases made at other outlets, for the first $1,500 they spend.
They get 0.
50% cash back on the next $1,500 they spend.
After the first $3,000, they get 1% cash back on all purchases.
The card holders may also earn a cash back bonus of $40, for the first $500 spent on the card.
The Discover More - Clear credit card members get other benefits too, such as $0 fraud liability guarantee, travel accidental death insurance of $500,000 and an auto rental insurance coverage of $25,000.
The credit card holders can avail of 20% cash back bonus, each time they shop online; they can even double their reward points with more than 80 partner retailers.
The account can be managed and the dues paid online, making the whole process more convenient to the card holders.
The customer service is available 24/7 and card holders get timely e-mails to help them avoid bills.
The whole online process is secure and hacker free, as 128-bit Secure Socket Layer encryption is used.
If you intend to make payments on time, have a minimum annual income of $15,000 and love rewards, then the Discover More - Clear credit card is the right card for you.
The card has a quality reward program and has no annual fee.
Features of the Discover More - Clear Credit Card The Discover More - Clear credit card offers 0% introductory APR on purchase for a period of 6 months, as well as a 0% introductory balance transfer APR for a period of 12 months.
The ongoing APR is 10.
99% - 18.
99% and the default balance transfer APR is 28.
99%.
The balance transfer fee is 3% for a minimum of $10 and a maximum of $75.
The card has a cash advance APR of about 22.
99%.
The grace period is about 25 days.
The card has a late fee of $15 on balances up to $500, and $39 on balances more than $500.
The over limit fee is $15 on balances up to $500, and $39 on balances that exceed $500.
The Method of Computing the Balance for Purchases is done using the Two-cycle Average Daily Balance.
It is to be noted that, if late payments are made, the APR may revert to the default rate that depends on the current APR of the card, the payment history of the card holder and the credit history of the credit card holder.
The Discover More - Clear credit card offers a lot of benefits that are very attractive.
The rewards program is very good, as card holders may choose to get cash back or they can redeem the accumulated points for merchandises.
There is no limit on the amount that can be claimed as rewards and the reward points never expire.
This is as long as the card is active, the account has not been closed for any reason and if the card holder makes at least the minimum payments before the payment due dates.
The Discover More - Clear credit card members can avail of some quality rewards.
They can get 5% cash back on all purchases made at partner retail outlets.
The card members also get 0.
25 % cash back on all purchases made at other outlets, for the first $1,500 they spend.
They get 0.
50% cash back on the next $1,500 they spend.
After the first $3,000, they get 1% cash back on all purchases.
The card holders may also earn a cash back bonus of $40, for the first $500 spent on the card.
The Discover More - Clear credit card members get other benefits too, such as $0 fraud liability guarantee, travel accidental death insurance of $500,000 and an auto rental insurance coverage of $25,000.
The credit card holders can avail of 20% cash back bonus, each time they shop online; they can even double their reward points with more than 80 partner retailers.
The account can be managed and the dues paid online, making the whole process more convenient to the card holders.
The customer service is available 24/7 and card holders get timely e-mails to help them avoid bills.
The whole online process is secure and hacker free, as 128-bit Secure Socket Layer encryption is used.
If you intend to make payments on time, have a minimum annual income of $15,000 and love rewards, then the Discover More - Clear credit card is the right card for you.
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