• There are several different grants available in the state of New Jersey for prospective and current homeowners.house image by Cora Reed from Fotolia.com
  
  Residents of the state of New Jersey have a variety of grants that are available to help them purchase homes. Grants are available for a variety of income levels and special needs for potential homeowners, and also for specific types of property such as in-city dwellings, rehabilitated properties or neighborhoods, or historical properties. FundsNetServices.com has a comprehensive list of grants available to New Jersey residents.
  
  

Community Development Block Grant

• The U.S. Department of Housing and Urban Development (HUD) runs a nationwide grant program to help a variety of homeowners in a variety of situations. The state of New Jersey's HUD office regulates the disbursement of this grant money to eligible organizations and individuals. Community Development Block (CDB) grants are designed to assist with the rebuilding and/or revitalization of a community or neighborhood. These grants can be awarded individually or to profit or non-profit businesses based in New Jersey.
  
  There are several types of CDB grants that can be awarded. Residents and businesses (profit or non-profit) in communities that have been declared disaster areas are eligible for grant funding, as well as neighborhoods hit hard by foreclosures through the Neighborhood Stabilization Program. The New Jersey HUD office can be reached directly to discuss CDB grants that you may qualify for.
  
  New Jersey Department of Community Affairs
  
  Division of Housing and Community Resources
  
  P.O. Box 806
  
  Trenton, NJ 08625-0806
  
  Phone: 609-984-2137
  
  Fax: 609-984-8454
  
  

Rural Housing Preservation Grant

• The Rural Housing Preservation grant is designed for assisting low-income rural homeowners with obtaining affordable housing. Eligible applicants include any New Jersey state, political subdivision, or public or private non-profit corporation authorized to receive and administer housing preservation grants. These groups must be headquartered in New Jersey and also provide assistance to New Jersey families.
  
  Groups that receive Rural Housing Preservation grants are eligible to use 80 percent of the funds for obtaining property(ies), making payment of taxes and mortgage fees and repairing the property. The other 20 percent is eligible to be used for hiring employees to help maintain the property and to train and organize personnel to maintain the property.
  
  New Jersey USDA Office of Rural Development
  
  8000 Midlantic Drive
  
  Suite 500N
  
  Mt. Laurel, NJ 08054
  
  Phone: 856-787-7700
  
  Fax: 856-787-7783
  
  

Disability Grants

• A number of private organizations also offer housing grants to the disabled and to veterans. Many of these organizations include large corporations that are headquartered in the state of New Jersey, such as Campbell's, Citizen's Bank and Pfizer. These companies offer grants to individuals with medical conditions such as autism, and to veterans disabled during combat to help them qualify for affordable housing and to make homes accessible for their needs. This can include modifying the home for wheelchair access, or fixing damaged portions of the home that could be hazardous. Check with your local government officials on the availability of these grants.