Finding ways to minimize our costs of living has been increasingly popular lately, thanks largely to a Recession that has been in-the-making for the longest time. Nowhere is this true than for those paying for car insurance coverage which is, in most states, is a necessary cost, and can be hefty on the budget. So how do you get to save more money on car insurance?

One of the first steps is to find the most competitively-priced insurance companies, and to do that you have three options: Hire an experienced broker, talk to an insurance agent (or as many agents as you can find), or shop for the lowest-priced policies on your own. Until a few years ago, the first two would have been your only reasonable choices, but how times have changed indeed!

Due to the massive popularity (and profitability) of the Internet, you can now use portals, websites dedicated to consolidating timely and accurate insurance data from many different carriers, to search for the rates that fits you best yourself! No more spending hours on the phones talking to an agent, or having to go meet a broker in an office somewhere. Using these portals, you only have to put basic information such as age, zip code, type of car, etc. and within a few seconds, you'll get a listing of the latest rate quotes matching your risk-profile, and can therefore easily identify the companies that is cheapest for you.

By the way, avoid making the mistake of switching carriers via someone else's recommendation. You're friend or co-worker may begetting great rates with that particular carrier but you might not get the same offer. This is due to the many different factors each of us carry and how a particular company uses it to evaluate each of our premiums. Knowing about this is vital if you want to maximize your chances of landing the best auto insurance provider for you.