Property Insurance

• Property insurance for a small commercial business generally covers the building, fixtures and any other property that is used to sustain the building. Some policies may cover personal property owned by the insured, such as computers, books or furniture.
  
  

Liability Insurance

• Liability insurance protects the insured when the business becomes legally liable for injuries and accidents that occur on the property. Liability insurance is essential for small businesses, if customers, clients and suppliers frequently visit the business premises.
  
  

Automobile Insurance

• If employees of the small business use vehicles to conduct the business operations, then automobile liability insurance provides coverage in the event of collisions and other damages caused by the vehicle. Automobile insurance policies can also provide protection against theft and fires.