Illinois Health Insurance Quotes - Are They Really Accurate?
If you are looking for a health insurance quote in Illinois, I have a word to the wise. You see, most health care insurance companies do have online quoting systems. You've seen them, you put in various particulars into a little box and check off a few things, and it spits out your answer. But is this really the Health Care Insurance Provider's "Final Answer?" I think not, why you ask, well, it's kind of like those credit card mailers;
"You've been pre-approved for a credit card with 'Credit-co of Jerico' - just fill out this form, mail it in and we'll tell you the particulars!" Oh really now, even though they already told you the rate on this so-called pre-approved direct mail piece - guaranteed! How can that be, you ask? Well, it can't. And the same thing goes for those little online forms on the health insurance carrier's website.
The reality is it's just like the credit cards, everything is subject to your credit, and they are not allowed to look at it until you give them permission, thanks to consumer credit laws. Well, the same thing is true when it comes to giving you an Illinois Health Insurance Quotes, remember HIPPA? Sure, this protects your medical records privacy from just such a circumstance. So, just because you type something into a form, a rather short form online I might add, well that does not mean that the quote given will ever stick.
Oh sure, it is possible it might be the same quote, but that has not been my experience, as most of us have some pre-existing something or rather along the way. And, until you fill out that long-form for your real Illinois health insurance quote, I wouldn't put too much trust into an online rate table in an XML database sitting behind that website's nice colorful format.
Getting online health insurance quotes can be tricky because they always give you an estimate for a rather elusive best case scenario, and very few of us are Olympic Athletes with no prior conditions and have not been to a doctor in 40-years and have the body of a 20-something. See the point? So, give me a call, and let's go about getting you a real quote without the double talk.
Think about your reward - No More Stress - No More Worries - and Mission Accomplished!
Randy Gillespie is the owner of Focus Insurance Group, get expert help from an agent specializing in Ilinois Health Insurance Quotes. To learn more visit his site at http://www.focusinsgroup.com
"You've been pre-approved for a credit card with 'Credit-co of Jerico' - just fill out this form, mail it in and we'll tell you the particulars!" Oh really now, even though they already told you the rate on this so-called pre-approved direct mail piece - guaranteed! How can that be, you ask? Well, it can't. And the same thing goes for those little online forms on the health insurance carrier's website.
The reality is it's just like the credit cards, everything is subject to your credit, and they are not allowed to look at it until you give them permission, thanks to consumer credit laws. Well, the same thing is true when it comes to giving you an Illinois Health Insurance Quotes, remember HIPPA? Sure, this protects your medical records privacy from just such a circumstance. So, just because you type something into a form, a rather short form online I might add, well that does not mean that the quote given will ever stick.
Oh sure, it is possible it might be the same quote, but that has not been my experience, as most of us have some pre-existing something or rather along the way. And, until you fill out that long-form for your real Illinois health insurance quote, I wouldn't put too much trust into an online rate table in an XML database sitting behind that website's nice colorful format.
Getting online health insurance quotes can be tricky because they always give you an estimate for a rather elusive best case scenario, and very few of us are Olympic Athletes with no prior conditions and have not been to a doctor in 40-years and have the body of a 20-something. See the point? So, give me a call, and let's go about getting you a real quote without the double talk.
Think about your reward - No More Stress - No More Worries - and Mission Accomplished!
Randy Gillespie is the owner of Focus Insurance Group, get expert help from an agent specializing in Ilinois Health Insurance Quotes. To learn more visit his site at http://www.focusinsgroup.com
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