When seeking out insurance rates for your used vehicle there are some things that you should keep in mind when applying for insurance online.
Online providers are in competition with one another and the rates they provide to you are the best they get due to the competition - my favorite free market principle if I might say.
Some things that may be of interest to you as you are attempting to get the best possible deal on auto insurance are as follows: The deductible is something that you have the option in choosing and when you choose a high deductible the result will be a lower premium for you.
The relationship between the deductible and price of policy is this - the lower the deductible the more risk the insurance provider assumes hence the higher cost in premium.
The opposite is true as well the higher the deductible the lower the cost to the consumer since the company is not taking on more risk.
Always compare quotes between companies you are seeking to get insurance coverage from and while doing that make sure you ask as many questions as far as potential discounts i.
e.
good driver discounts, Safety driver courses taken.
It is relatively unknown but taking a safe driver course can allow you to receive a lower auto premium with an insurance company who accepts such things, be sure to ask.
Drive less - yes it's true some insurance companies offer low mileage plans and if you qualify then this is a great way to save some money.
Make sure to ask your chosen provider.
If you are buying a new car or a used car do a little research to see what specific cars are that insurance companies like best.
There are differences in vehicles and the features on them that reduce the insurance premiums for you.
If you are on the hunt - good luck and happy hunting.