Teenagers in late teens usually become obsessed with driving due to the fact that they have reached the legal age of driving and car insurance for teenagers become important for them in this age.
This is because do not have enough driving experience and having car insurance will help to protect them from any misfortunes while they drive.
However, it is a known fact that teenagers are expensive to insure.
Therefore, it is vital that you practice the tips below that can help you to combat with the problem of expensive teen rates.
Nothing beats a good driving history when you are looking for cheap car insurance for teenagers.
If your teens are driving for their first time, it is best too send them to driving school to get proper training from the school.
The school has experts which are able to teach your teens to master the skills of driving better.
Graduating from a driving school will prove that your teens know the basic etiquettes of driving and are better drivers.
Guide them on how to drive carefully and provide them with advice to avoid any traffic offenses like speeding.
Avoid making claims for small damages as well.
As teens are being regarded as high risk group of drivers, do not get them cars listed as high risk as well.
One example of high risks cars are expensive sports cars.
These cars and teens are bad combinations which will normally lead to accidents.
These cars can easily go out of control when the teenagers are testing out dangerous driving skills on the car.
Therefore, get them heavy and older cars which are classified as safer cars.
Heavy cars are harder for the teenagers to drive dangerously and statistically, there are less prone to accidents.
You can also choose to carry liability coverage only by declining comprehensive and collision coverage with older cars.
Older cars also have lower value which helps tremendously in reducing the price of car insurance for teenagers.
Next, as we have all known, we can get cheaper price when we buy more than one of the same item.
This concept applies to car insurance as well.
When you add your teens under your car policy, you will get more savings than buying them individual policies.
It is common that your premiums doubled when you add a young driver to your policy, but you will get better deal than insuring them separately.
Listing them as occasional drivers will help decrease the rates as well.
Last but not least, coach your teens in studies or send them to intensive classes if they are performing badly in school to improve their grades.
This is because insurance companies offer substantial discounts for teenagers who maintain at least B average or higher in their studies.
School grades are viewed highly by the companies when they are considering giving out cheaper car insurance for teenagers.