Income Protection Insurance Calculator – The Quick and Easy Way to Insure Your Take-Home Pay
You're sailing right along through your working life, paying off what needs to be paid, planning ahead for what needs to be planned for, when suddenly…
WHAM! An insidious injury on or off the job renders you incapable of pulling in your invaluable income!
KAPOW! Or your income-drawing powers are insulted by an intrusive illness!
While you're not knocked out of your job forever, you're certainly laid up for the foreseeable future, unable to drum up any more income-generated dollars.
During this time of Righteous Recovery, is your Super-family going to be able to meet all of its monthly expenses? Will you be able to survive on your absent or reduced income, able to carry on without having to sell of any of your hard-earned assets?
Super Cindle would like you to be able to say yes:
Income Protection Insurance is quite simply the best way to make sure your family doesn't do entirely without your all-important income during your recovery retreat.
And Superhero Insurance's Income Protection Insurance Calculator is the simplest and best way to find the policy that's going to give you the greatest cover for the prettiest premiums around.
If you're already completely convinced, zip yourself on over to our Main Page and start punching in your instructional info into our 100% Online FREE Quote Service. It'll drum up the very best Market-Leading Insurance Protection Deals! And…
- You can also quickly find Free Life Insurance Quotes!
- Or maybe you're in the mood for Comprehensive Trauma Insurance and TPD Protection!
- There's a FREE Online Will Kit for Every Client!
- Plus a Charity Donation with Every New Policy where you receive the tax deductible benefit!
- You get a Lowest Price Match Guarantee!
What's that, Solid Citizen? What does the Income Protection Insurance Calculator calculate? Read on!
At its Super-simplest, the Calculator figures out the best way to insure your greatest asset – your income.
The first step is to figure out your cumulative earnings between now and when you reach your Righteous Retirement. Your pals at Superhero Insurance have made even this step as easy as can be – all you have to do is hop on over to our Income Protection page and enter three figures:
- Your current gross salary.
- Your expected salary increase (in percent) each year.
- And how many years until your retirement.
And voila! There's your estimated cumulative earnings calculated for you!
What else does the Income Protection Insurance Calculator crave to know?
Further figures feature in figuring out your Income Protection premiums:
- If you're a smoker. If you are, here's a whole Heroic post on why it pays to quit!
- Your age. The older you are, the more likely you are to make a claim.
- Your sex. No, stop winking at us. We said "your sex" not "your sexiness."
- Your occupation. The more dangerous your job, the higher the premium.
- The same goes for your more high-risk hobbies. Collector of gentle and fuzzy bunnies? Your premium will probably be lower. Collector of not-so-gentle wolverines? With laser-guns and bad attitudes? Expect to pay a little more.
- Whether you choose a Stepped or Level premium.
- The waiting period before your Income Protection kicks in. The longer you're willing to wait, the lower your premium.
- How long you'll receive your premiums. You deduced it, you Dynamic Detective – the shorter the period you ask for, the lower your premiums will be.
- The amount of cover. The more you ask for, the more you pay.
That's a mind-numbing bunch of numbers! Happily, our Super-powered Income Protection Insurance Calculator can shift through all of those messy mathematics quick as you can say "Shazam!"
What do you get at the end of all these cautious calculations?
You and your family get protection against your downfall, covering up to 75% of your income while you recover. Paid in monthly installments, you can use that money to beat back your monthly bills, pay for additional medical expenses, you name it!
So there you have it, Stalwart Stewards of Australian Citizenry! A peek at the immense inner workings of our Income Protection Insurance Calculator. Go! Enter your numbers! You can even pretend you did all those crafty calculations yourself to impress your Super-family – we won't tell!
WHAM! An insidious injury on or off the job renders you incapable of pulling in your invaluable income!
KAPOW! Or your income-drawing powers are insulted by an intrusive illness!
While you're not knocked out of your job forever, you're certainly laid up for the foreseeable future, unable to drum up any more income-generated dollars.
During this time of Righteous Recovery, is your Super-family going to be able to meet all of its monthly expenses? Will you be able to survive on your absent or reduced income, able to carry on without having to sell of any of your hard-earned assets?
Super Cindle would like you to be able to say yes:
Income Protection Insurance is quite simply the best way to make sure your family doesn't do entirely without your all-important income during your recovery retreat.
And Superhero Insurance's Income Protection Insurance Calculator is the simplest and best way to find the policy that's going to give you the greatest cover for the prettiest premiums around.
If you're already completely convinced, zip yourself on over to our Main Page and start punching in your instructional info into our 100% Online FREE Quote Service. It'll drum up the very best Market-Leading Insurance Protection Deals! And…
- You can also quickly find Free Life Insurance Quotes!
- Or maybe you're in the mood for Comprehensive Trauma Insurance and TPD Protection!
- There's a FREE Online Will Kit for Every Client!
- Plus a Charity Donation with Every New Policy where you receive the tax deductible benefit!
- You get a Lowest Price Match Guarantee!
What's that, Solid Citizen? What does the Income Protection Insurance Calculator calculate? Read on!
At its Super-simplest, the Calculator figures out the best way to insure your greatest asset – your income.
The first step is to figure out your cumulative earnings between now and when you reach your Righteous Retirement. Your pals at Superhero Insurance have made even this step as easy as can be – all you have to do is hop on over to our Income Protection page and enter three figures:
- Your current gross salary.
- Your expected salary increase (in percent) each year.
- And how many years until your retirement.
And voila! There's your estimated cumulative earnings calculated for you!
What else does the Income Protection Insurance Calculator crave to know?
Further figures feature in figuring out your Income Protection premiums:
- If you're a smoker. If you are, here's a whole Heroic post on why it pays to quit!
- Your age. The older you are, the more likely you are to make a claim.
- Your sex. No, stop winking at us. We said "your sex" not "your sexiness."
- Your occupation. The more dangerous your job, the higher the premium.
- The same goes for your more high-risk hobbies. Collector of gentle and fuzzy bunnies? Your premium will probably be lower. Collector of not-so-gentle wolverines? With laser-guns and bad attitudes? Expect to pay a little more.
- Whether you choose a Stepped or Level premium.
- The waiting period before your Income Protection kicks in. The longer you're willing to wait, the lower your premium.
- How long you'll receive your premiums. You deduced it, you Dynamic Detective – the shorter the period you ask for, the lower your premiums will be.
- The amount of cover. The more you ask for, the more you pay.
That's a mind-numbing bunch of numbers! Happily, our Super-powered Income Protection Insurance Calculator can shift through all of those messy mathematics quick as you can say "Shazam!"
What do you get at the end of all these cautious calculations?
You and your family get protection against your downfall, covering up to 75% of your income while you recover. Paid in monthly installments, you can use that money to beat back your monthly bills, pay for additional medical expenses, you name it!
So there you have it, Stalwart Stewards of Australian Citizenry! A peek at the immense inner workings of our Income Protection Insurance Calculator. Go! Enter your numbers! You can even pretend you did all those crafty calculations yourself to impress your Super-family – we won't tell!
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