Do I Need a License to Be a Handyman?

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    Types of Work

    • Those starting a handyman business should determine the type of work a handyman is allowed to perform in his home state. A handyman business may encompass a wide range of services from changing light bulbs to floor installation and painting. Some states limit the type of work the handyman may perform without a contractor's license. For example, major structural work in a residential home may be off limits to handymen in the state. In Florida, for example, construction work is limited to registered contractors and certified contractors.

    Contractor's License

    • To perform some work, the state may require a handyman have a contractor's license. State contractor's licenses may require the candidate apply to the state licensing board, pass an examination and complete the required years experience in the field.

    Insurance

    • A handyman should have a liability insurance policy to protect the homeowner from damage. States may require a business owner operating a handyman service carry a specific amount of liability coverage to work in the state. Contractors with employees may be required to pay for workman's compensation insurance as well.

    Business License

    • States may require a business license or occupational license to operate a business. States that do not require a handyman license still require a handyman business to register with the state to operate. An occupational license requires the business owner to pay a fee and register the business. In some states, the occupational license is required for all businesses operating in the state.

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