There are many companies with flashy advertisements and commercials that promise to raise your credit score and delete negative information from your credit report, but do they do what they claim? It is true that it is possible to get false and negative information removed from your report.
But it is also true that the service the credit restoration firm is offering can easily be done by you! In fact when it comes to fixing bad credit doing it yourself is the best method for most people.
Even the federal government recommends that you do it yourself to avoid scams and dishonest companies that are only out for your money.
How To Do Self Credit Report Repair You need to first arm yourself with the information needed to correctly read your report and determine what exactly is dragging your fico score down and how to correctly dispute it.
There are many great books and credit repair kits that you can purchase on line that will not only educate you on the process but give you extra tools to help you succeed.
Will It Be Expensive To Fix My Fico Score The Cost of fixing your Own Credit is surprisingly low.
All you really need is your credit report, which you can get free once a year.
  Then all you need is time and the cost of postage to mail your disputes off.
If you chose to buy a kit or book to help you along they normally add about $40 to the overall cost but are well worth it.