Prepaid debit cards have a few advantages over the credit card as well as a few short falls.
They both are plastic and lets you carry around cash and make various kinds of purchases in various stores.
These cards are mostly accepted by the brick and mortar establishments and also online.
The real difference between these two is that with the credit card you are actually borrowing money and the savings account card you are spending your actual money from your account.
The whole principle of debit cards is that the money you put into your account you can as you see a need for this.
On the other hand you can deposit the money on your card, you can also use credit which will have to be paid for later.
Even the most secure cards have certain limitations like adding and withdrawing money as this will be charged to your bill.
The deposits you make are to secure the credit line and cannot be accessed until the card is closed.
These payments if made on time could boost your credit line.
There are many different ways to add funds to your savings or checking account.
This can be done by using a money transfer agent, you can also set up a deposit straight to your debit card from any kind of payments you receive.
The use of the check cards is good as it limits your spending especially the impulses.
This is because of the rules of this card where by only what is deposited to the card can be used.