The Best Home Purchase and Mortgage Refinance
Having a home is a source of security to any individual. Apart from having a roof over your head; through time it provides equity upon which you can get loans to further other investments and expenditure. If you are a first time home buyer, this decision is even more crucial and there are plenty of pitfalls if you do not get the right financial advice and that is why it is important to consider using a Mortgage Broker. Augustin Financial is a Mortgage Broker Firm covering vast area including Vancouver, Port Moody, Coquitlam, Port Coquitlam as well as the Fraser Valley in BC. Augustin Financial helps many First Time Home Buyers finance their purchase transaction. There are several aspects of home purchase and mortgage refinance that a good broker can help you make the right choice on.
Not to blow our own horn, but that good broker is Augustin Financial. We can help you in making the right choice amongst the various mortgage options available out there. With highly qualified brokers and professionals you are sure to get the right advice that will make the process of getting a home mortgage beneficial and easier. Augustin Financial has staff with various professional qualifications like Certified General Accountant (CGA), Bachelor of Commerce, Financial Controller experience. On another note, you will need an agent who €can & will' offer you great rates that will enable you to pay your loan faster. If you are a First Time Home Buyer you will benefit greatly from all that Augustin Financial has to offer.
You might raise the question €why Augustin Financial?€ And although we cannot list them all below, here are the highlights:
Highly qualified Mortgage Brokers
Independent Mortgage Brokers, i.e. brokers who are not biased towards a certain bank or lender
High funding ratio (close to 100%)
Very competitive and low mortgage interest rates
Variety of lenders; at Augustin Financial we deal with major banks, trust companies, private lenders, etc.
Remember, More Lenders = More Choices = Right Mortgage
Packaging the mortgage application right for the desired lender and therefore obtaining a mortgage with terms that suit the needs of the borrower
Knowledgeable agents that can help you save money not with your mortgage interest rates but on things like taxes. Is your mortgage interest tax deductible? Get the most out of your mortgage. Interest charges on certain mortgages might be tax deductible. Our mortgage brokers will verify whether you qualify for this advantage.
Own more than one property? In certain cases, our mortgage brokers may help you save insurance premium.
Vast variety of programs and lenders to suit a most types of clients including First Time Home Buyers, New Immigrants, Non-Residential, US Residents, Self-Employed, Stated Income, Cash Back Mortgages, Debt Consolidation, Commercial Lending etc
There are several factors to consider when getting and choosing a Vancouver Mortgage Broker. Apart from the qualifications, you will want to take advantage of their experience in home purchasing and mortgage refinance. They should be well established in the business. At Augustin Financial, staff are experienced in Vancouver and Coquitlam Real Estate and the entire transaction process. We know what you will be up against and can work with you throughout the entire process.
Mortgage refinancing is also another factor to consider when applying for any type of Canadian Mortgage. The decisions you make today will affect your financial position later. Whether you want to refinance early or renew at the end of your mortgage term, you need to take everything into consideration. With good Brokers and BC mortgage rates, you can put your mind at ease.
Whatever your mortgage needs, it can be a great experience when you have Augustin Financial on your side. Augustin Financial offers so much more than just really low mortgage interest rates. Our advice can save you money. For example, ask us how you can make your mortgage interest payment tax deductible.
Thinking about Refinancing? There are several reasons why refinancing can be a very good option after buying a home. As many home purchase and mortgage refinance experts will advise, mortgage refinancing can help ease the burden of many debts. This is made possible because with a mortgage refinance you can consolidate many debts into one.
With a mortgage refinance you can also change the interest plan or option initially chosen to reflect on the current prevailing conditions. This could either be to change an Adjustable Rate Mortgage (ARM) to a Fixed Rate Mortgage (FRM) or to clear one's debt earlier or extend the payment period. Mortgage options include the FRM which has a set interest rate that does not change and the ARM that changes with time depending on the current rates hence one is likely to pay higher. Other options include interest only payments and private mortgages which are for different situations.It's beneficial to note that each bank has a set of guidelines including pre-payment options. At Augustin Financial we work with a long list of lenders and are fully aware of each banks requirements, guidelines and perks! We package your mortgage application appropriately. Did I mention that our service is at no cost to you? Yes, that's right!
Not to blow our own horn, but that good broker is Augustin Financial. We can help you in making the right choice amongst the various mortgage options available out there. With highly qualified brokers and professionals you are sure to get the right advice that will make the process of getting a home mortgage beneficial and easier. Augustin Financial has staff with various professional qualifications like Certified General Accountant (CGA), Bachelor of Commerce, Financial Controller experience. On another note, you will need an agent who €can & will' offer you great rates that will enable you to pay your loan faster. If you are a First Time Home Buyer you will benefit greatly from all that Augustin Financial has to offer.
You might raise the question €why Augustin Financial?€ And although we cannot list them all below, here are the highlights:
Highly qualified Mortgage Brokers
Independent Mortgage Brokers, i.e. brokers who are not biased towards a certain bank or lender
High funding ratio (close to 100%)
Very competitive and low mortgage interest rates
Variety of lenders; at Augustin Financial we deal with major banks, trust companies, private lenders, etc.
Remember, More Lenders = More Choices = Right Mortgage
Packaging the mortgage application right for the desired lender and therefore obtaining a mortgage with terms that suit the needs of the borrower
Knowledgeable agents that can help you save money not with your mortgage interest rates but on things like taxes. Is your mortgage interest tax deductible? Get the most out of your mortgage. Interest charges on certain mortgages might be tax deductible. Our mortgage brokers will verify whether you qualify for this advantage.
Own more than one property? In certain cases, our mortgage brokers may help you save insurance premium.
Vast variety of programs and lenders to suit a most types of clients including First Time Home Buyers, New Immigrants, Non-Residential, US Residents, Self-Employed, Stated Income, Cash Back Mortgages, Debt Consolidation, Commercial Lending etc
There are several factors to consider when getting and choosing a Vancouver Mortgage Broker. Apart from the qualifications, you will want to take advantage of their experience in home purchasing and mortgage refinance. They should be well established in the business. At Augustin Financial, staff are experienced in Vancouver and Coquitlam Real Estate and the entire transaction process. We know what you will be up against and can work with you throughout the entire process.
Mortgage refinancing is also another factor to consider when applying for any type of Canadian Mortgage. The decisions you make today will affect your financial position later. Whether you want to refinance early or renew at the end of your mortgage term, you need to take everything into consideration. With good Brokers and BC mortgage rates, you can put your mind at ease.
Whatever your mortgage needs, it can be a great experience when you have Augustin Financial on your side. Augustin Financial offers so much more than just really low mortgage interest rates. Our advice can save you money. For example, ask us how you can make your mortgage interest payment tax deductible.
Thinking about Refinancing? There are several reasons why refinancing can be a very good option after buying a home. As many home purchase and mortgage refinance experts will advise, mortgage refinancing can help ease the burden of many debts. This is made possible because with a mortgage refinance you can consolidate many debts into one.
With a mortgage refinance you can also change the interest plan or option initially chosen to reflect on the current prevailing conditions. This could either be to change an Adjustable Rate Mortgage (ARM) to a Fixed Rate Mortgage (FRM) or to clear one's debt earlier or extend the payment period. Mortgage options include the FRM which has a set interest rate that does not change and the ARM that changes with time depending on the current rates hence one is likely to pay higher. Other options include interest only payments and private mortgages which are for different situations.It's beneficial to note that each bank has a set of guidelines including pre-payment options. At Augustin Financial we work with a long list of lenders and are fully aware of each banks requirements, guidelines and perks! We package your mortgage application appropriately. Did I mention that our service is at no cost to you? Yes, that's right!
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