Van insurance is a very important thing. Every van owner must insure his van. It proves extremely helpful in case of some mishap. There are a number of companies that are dealing in van insurance. It has become quiet simple to have your van insured as most of the companies are now providing their services online. Now you can select an insurance policy for your van sitting in the comfort of your home. There are a number of insurance policies that are prevalent in the market. Each of the policy provides different cover to the van. You should select an insurance policy with great care and should choose such a policy that is most suitable for your van and that is easily affordable to you too. The term easily affordable is very important because insurance is a regular expense and you have to pay for it whether your van is running in the business or it is standing at home. So such a policy should be chosen that is economical for you. Pay as you go van insurance policy is monthly insurance policy. This kind of policy expires every month. Pay as you go is a changeable insurance cover and it can be sought for as and when the need arises. It is a monthly policy and the company will ask you every time your policy expires about whether you want to renew your policy or not. Your insurance policy will provide insurance cover for the next month only after seeking your confirmation. And if you think that you should cancel your policy in advance than you can do so by going online and giving this information to the van insurance company. Many van insurance companies that are dealing in the pay as you go van insurance also provide for the no claim discount. These companies can provide cover to four drivers at the most at a same time driving four different vehicles. In no claim discount the insurance companies will provide insurance for one year and if you make no claim for continuous eight months then the insurance for the next two months will be free. These van insurance companies also provide no claim discount for life time even in the condition that you may need to make a claim in future. These companies provide no claim discount for lifetime on the condition that you have a track record of continuous five years for no claim discount. That means that in each of the five years you have not made any claim for continuous eight months. In this way there will be forty months in total for the period of five years. Pay as you go van insurance policy is beneficial for both the owner of the van as well as the driver of the van. This van insurance policy provides cover to the passengers of the van as well as their personal belongings. This policy also pays for the enroute break down cost of the van. It also covers the legal expenses up to the limit of one lakh pounds.