Are you looking to get your credit report, but you are unsure of what you need? Do you want to know why you need to get all 3 credit reports? There are many different things that you can do with your credit report and there are many reasons why you need to pull your credit.
Here are some of the things you need to know about your credit report.
First, it is necessary to pull all three of your credit reports.
This will keep you in the know when it comes to your credit.
Sometimes an account will get reported to one of the credit bureaus, but not to one of the other ones.
This is why you need to make sure you get all three credit reports so that you can have a complete list of your debts and financial accounts.
Second, having all of your credit reports will allow you to fix any mistakes that might not be the same on all of them.
This will keep your credit score as high as it possible can be.
Most loan companies pull all three reports and they are going to take the average of your scores so it is necessary to keep them all as high as possible.
Last, you also need to know what to do if there is a mistake on one or all 3 credit reports.
If there is a mistake, then you can write a letter to all three credit bureaus including the account in question and what is wrong with it.
This will allow you to get the account fixed and keep your credit correct so that you credit score is not suffering.