How to Join Group Health Insurance
- 1). Determine the Open Enrollment Period. Contact your company's Human Resources department and inquire about the beginning date for Open Enrollment. Make a notation on your calendar, and ask the Human Resources department to notify you when the window opens.
- 2). Choose your coverage. Examine the group health insurance plans available from your employer and decide which one most appropriately suits your needs and fits within your budget. More important, examine the network of participating physicians and facilities in your area to ensure that you will be able to receive proper treatment without unnecessary travel.
- 3). Obtain an enrollment form. When the Open Enrollment period arrives, request a group health insurance enrollment form from the Human Resources department. If HR is unable to provide you with the form, contact the health insurance carrier directly and request a form be mailed to your home.
- 4). Complete and submit your paperwork. Provide the requested personal information and answer any questions regarding your medical history, treatment and prescriptions. If you intend to cover your spouse or dependent children, enter their personal information on the enrollment form. Sign where indicated and mail the form back to the insurance company before the end of the Open Enrollment period to ensure your application is processed properly and within the allotted time frame.
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