How to Avoid the Fee for a Stopped Payment on a Lost Check
- 1). Speak with the bank manager and ask him to stop the check without charging you or refund the fee if you already paid it. Often banks will negotiate fees to retain your business.
- 2). Close your checking account. If you lost your checkbook, closing your account can alleviate fees. File a police report on the lost checks and fill out an Affidavit of Forgery if someone other than an authorized user writes a check.
- 3). Select a bank that does not charge a fee to stop payment on a check. While most banks charge this fee, some banks have no fees if you maintain a high balance in your account.
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