Why Do Car Insurance Companies Rob Us?

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High Car insurance policy prices for new drivers? Why do car insurance companies charge so much for new drivers or young drivers? If you have just passed your driving test your probably trying to find a nice sports car low to the ground huge wheels maybe a convertible there's nothing wrong with looking for that car its possibly your dream car but you are probably trying to find some cheap car insurance as well it is better if you hunt round some companies first as one may give you a ridiculous price for that car but one may provide you with a superior deal than the other.
Using the internet must be the best way to get multiple quotes quickly, there are hundreds of different search engines which you can use to find car insurance deals there are some insurance companies that will only deal with young driver's.
The biggest reason insurance companies ask for so much is because new drivers are so inexperienced and may claim unlike an experienced driver who has already been driving for years and is classed as being the better driver.
I think it's wrong that young and new drivers are charged so much for insurance I don't think that the more experienced driver is necessarily the safest on the road then a new driver is.
Car insurance companies will increase the cost from studies they've got for young drivers like during 2009 33 young drivers died 67% were males 58% were single vehicle crashes.
So in some ways it is easy to see why the prices are so high but for the rest of that percentage were accident free and thus claim free.
many new drivers are put on the parents policy as its cheaper for the younger driver your parent are going to be named as being the main driver and owner of the car which still isn't bad as you're still able to drive, the greatest risk in this way is for your mum or dad because if you have a crash and claim that'll be on your parents insurance policy.
I believe that insurance prices are so high because young drivers are driving a lot more then experienced drivers therefore they are traveling more and are more likely to have an incident and claim.
The more experienced drivers are going to be bored of driving unlike the new drivers that are only just starting to experiencing the freedom of being able to drive.
I know that my older brother says that he is bored of driving he just finds it a dull and tedious task he'd would rather be driven then drive him self however, you know when someone says that they don't mean it as the independence to go anywhere you want when ever you'd like is great.
The majority of young drivers spend a lot of time out with mates driving here there and almost everywhere and there are a few who still spend lots of time driving but they are safe drivers that don't show off in front of mates as they don't wish to have accidents and need to pay more for there car insurance [http://www.
budgetinsurance.
com/Car-Insurance//]
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