• Preparation

If you are considering acquiring a higher education is important to determine your needs and goals.
Sallie Mae has collected the following information to help in this process.

• Selection of an educational institution

Learn to identify what you are looking at a university, and choose the institutions that meet your educational and career goals.

• Admission

Submit applications to universities can be a stressful experience if you're not prepared.
Once you understand the process, it is easier to plan your time and organize your tasks to send the application documents filled with the best possible way.

• Application for financial assistance

Are you planning and preparing for the financial responsibilities associated with attending college? The Sallie Mae Fund "Paying for College Seminars, workshops on how to pay for college, which were conducted nationwide to educate high school students and their parents about the responsibilities related to loans.
Visit The Sallie Mae Fund to know when there will be a seminar in your community.

• How to get free money

There are different sources of free money for college that are available in the form of scholarships, grants or military aid.
Scholarships are an attractive way to pay for college because they do not have to be refunded.
The key to finding free money is to start early and look thoroughly.
With some basic information, you're ready to begin your search for free money.

• Attendance

Before applying your loan for education, consider our advice to reduce the cost of borrowing for college and to minimize the amount of educational debt that you incur.
If part of your financial aid package is a student loan, you can download a loan application.
If you have already applied for a loan, you can check the status of your application in Section checks the status of your loan application.
Do not leave college with excessive student loan debt.
These tips may help your student loan debt is manageable:

• Borrow only what you need to cover the cost of your education.
  
• Pays the interest on student loans as they expire.
  
• Enroll in a payment plan that allows you to pay tuition in installments rather than make a single payment.
  Find out if your institution offers a tuition payment plan.
  
• Make a budget to control spending, includes education related expenses directly out of your pocket and living expenses, transportation, personal expenses and entertainment.
  Determines where the money goes and think about ways to reduce costs.
  Consider buying used textbooks, the use of public transport or school, eat out less often, and find a roommate to share expenses.
  Before you buy anything, ask yourself: "Do I really need this?" If you do not know the answer, you can usually decide not to buy it.
  * Consider a part-time job.
  Plan your work schedule does not suffer for your academic work e.
  g.
  : work study opportunities on campus.
  It is better to start looking early, as funds from the work-study programs are awarded on a first come first served.
  
• Determine how much debt you can pay student loans, evaluating your future earnings.
  She tries to make the monthly payments on your student loans are less than 8 to 19 percent of your gross monthly income.
  
• Get your degree course.
  As you lay your enrollment in college students accumulate more debt.
  
• Keep a file of your documents relating to student loans and other documents related to financial aid.
  

I hope these tips are useful.