The car insurance premiums are determined by the type of owned car.
To illustrate, if you own a Ford Mustang sports car expect to pay more for your Ford Mustang Insurance.
But if you are driving a less basic family sedan, then you can set your mind on a less costly insurance.
Sports cars, like the Mustang, are made differently from each every model series.
And this also contributes to the varying Ford Mustang insurance charges.
Sports cars are known to have powerful engines, smooth bodies and most of all they are highly expensive compared to other average cars.
The Ford Mustang Insurance is affected by different factors which are inevitable like your place of residence, age and gender.
A younger male driver will have to pay a much higher amount than an older male or a female driver as he could be more prone to accidents.
If you live in an area with high volume of traffic on the road, you will also be charged more as you are exposed to possible vehicular accidents with other vehicles.
Your driving record is also one contributing factor to the Mustang Insurance.
A driver with clean record is likely to be charged less, whereas a driver who is mostly responsible for accidents and has been given speeding tickets would pay more.
This is because the latter kind of driver is probable to have accidents than the former and the insurance company will have to spend more money for the car's coverage.
The Ford Mustang Insurance and other sports car insurance charge are varied depending on how costly the car repair charge rate is.
The more high-end a car is the higher its insurance premium would be and because the Mustang is among the top ten pricey vehicles, it will surely be charged with a higher amount of insurance premium.