Importance of Health Insurance Plans
Nowadays when the price-rise has been adversely affecting all spheres of life, it goes without much saying that expenditure on health insurance plans has become a necessity, all the more amidst the risk to health involved all around - during driving, during journey by any means of transport: rail, air, road etc. It is the careful choice of health insurance plans which can provide you a worthwhile health insurance policy to let you compensate for the expenditure incurred on your treatment and recovery.
Health Insurance Plans
You can opt for attractive health insurance plans based on your requirement and convenience.
(a) You can choose your plans based on premium calculation, the period and the total sum to insure. Certain providers offer at low premium as less as Rs.5.5 a day without medical checkup up to 55 years of age. Then there are companies providing you concession on renewal if no claim is made the previous year. The drill is adopted every year. Some providers offer 5% concession if there has been no claim made by you in comparative studies, which will give a lot of choice to opt for cheap, best and qualitative policy.
(b) You can go in for online most flexible policy. You can compare different plans online and get quotes in minutes. Also, you can get some rebate on the premium and purchase without any hassle through credit or debit card or through net banking.
(c) Critical illness insurance policy is another very important plan. Though health insurance policies offer multiple conveniences and the advantage of cashless hospitalization, it is not enough to provide coverage for major illnesses like stroke, cancer, kidney problems, etc. These critical illnesses demands extensive treatments and good sum of money which might pose as a difficulty for the patient to bear. Here critical illness plan comes to the advantage for the insured offering the benefit of lump sum compensation or offering treatment for the conditions if covered under your plan.
(d) Cashless hospitalization. Most Mediclaim Insurance policy offers cashless facility also where the companies have tie ups with thousands of empanelled hospitals all over India. The bills have to be settled between the provider and the hospital and you are not affected. Moreover, if due to any reason you are treated in a non-paneled hospital, the charges to the extent entitled as per agreement between you and the provider will be reimbursed and you have to pay for charges only above your entitlement.
Thus with an appropriate health insurance plan, you can protectyour health and secure yourself financially for future. By savings accruing you vis- -vis insurance cover, your savings in hand by other means can be utilized in some other ways, thus making you financially secure in other variants.
In today's very competitive field of insurance, you have lot many companies offering attractive plans. For you some are as follows:
(a) Life Insurance Corporation of India
(b) ICICI Lombard
(c) Bharti AXA Health Plan
Likewise you will find so many others to call for online quotes to choose the best from.
Health Insurance Plans
You can opt for attractive health insurance plans based on your requirement and convenience.
(a) You can choose your plans based on premium calculation, the period and the total sum to insure. Certain providers offer at low premium as less as Rs.5.5 a day without medical checkup up to 55 years of age. Then there are companies providing you concession on renewal if no claim is made the previous year. The drill is adopted every year. Some providers offer 5% concession if there has been no claim made by you in comparative studies, which will give a lot of choice to opt for cheap, best and qualitative policy.
(b) You can go in for online most flexible policy. You can compare different plans online and get quotes in minutes. Also, you can get some rebate on the premium and purchase without any hassle through credit or debit card or through net banking.
(c) Critical illness insurance policy is another very important plan. Though health insurance policies offer multiple conveniences and the advantage of cashless hospitalization, it is not enough to provide coverage for major illnesses like stroke, cancer, kidney problems, etc. These critical illnesses demands extensive treatments and good sum of money which might pose as a difficulty for the patient to bear. Here critical illness plan comes to the advantage for the insured offering the benefit of lump sum compensation or offering treatment for the conditions if covered under your plan.
(d) Cashless hospitalization. Most Mediclaim Insurance policy offers cashless facility also where the companies have tie ups with thousands of empanelled hospitals all over India. The bills have to be settled between the provider and the hospital and you are not affected. Moreover, if due to any reason you are treated in a non-paneled hospital, the charges to the extent entitled as per agreement between you and the provider will be reimbursed and you have to pay for charges only above your entitlement.
Thus with an appropriate health insurance plan, you can protectyour health and secure yourself financially for future. By savings accruing you vis- -vis insurance cover, your savings in hand by other means can be utilized in some other ways, thus making you financially secure in other variants.
In today's very competitive field of insurance, you have lot many companies offering attractive plans. For you some are as follows:
(a) Life Insurance Corporation of India
(b) ICICI Lombard
(c) Bharti AXA Health Plan
Likewise you will find so many others to call for online quotes to choose the best from.
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