Merchant Services Products and Credit Card Processing for Merchant Accounts for Your Business

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There are several types of credit card terminals you can choose from. Below is a sample list of Credit Card Terminals which may be effective for your business.

Verifone Tranz 330
The Verifone Tranz 330 is the most recognized terminal in the credit card industry, and handles all of the basic needs of a retail merchant. The Tranz 330 from Verifone is a proven terminal that offers you the ability to accept all major credit cards. The Tranz 330 is supported by almost every processor in the world today, so there is also no need to worry about compatibility. The Tranz 330 lets retailers accept debit (ATM) cards in payment through and optional PIN pad. Plus, it supports other point-of-services (POS) applications involving the transfer of value, such as healthcare and government benefits programs. With the Tranz 330, you can connect a slip, roll, or sprocket printer or fast, accurate sales receipts and reports. And you can quickly add, update, and create applications using TCL the Verifone terminal control language designed specifically for transaction processing. The Tranz 330 is so easy to use, you can complete a typical transaction with just a few keystrokes. It displays large, legible numbers, and letters - providing simple, easy-to-understand prompts that guide you through each step of a typical transaction.

Verifone Tranz 460
The compact, integrated VeriFone Tranz 460 system is a top performer at the point of sale. Available with 128 Kbytes of random access memory (RAM), it handles large applications and transaction batches. It provides a complete POS system at a fraction of the cost of buying a separate terminal and printer. And it's a real space saver, packing dual capability in a single footprint.

An all-in-one unit, the Tranz 460 has no messy printer cables to worry about, and it costs less to ship. Plus, it's easier to set up, with no dip switches or separate power plug for the printer.

Built-In Printer Provides Accurate Receipts And Reports
Through its built-in printer, the Tranz 460 generates crisply printed two-part receipts. And it provides a complete audit trail report to compare with the electronic record for accurate balancing at the close of the business day. Because it uses an impact printer, the Tranz 460 gives you the option of using carbonless paper with a ribbon for darker first copies or impact-sensitive paper to eliminate the expense of periodic ribbon replacement. It also prevents jamming through simplified paper-path guides.

Faster Batch Uploads And Application Downloads
The Tranz 460 system's 2400 baud modem results in faster Batch uploads by speeding communication with the host computer. It also decreases download time for applications, making field updates even easier.

Dual-Track Card Reading
Available with a two-track card reader, the Tranz 460 can read both debit and credit cards. This feature also allows you to pull the name of the cardholder from track one and use it to personalize a receipt.

Easy Upgrades, Quick System Setup
You can quickly add, update or create new applications using VeriFone's TCL™, the most widely used programming language in the Transaction Automation industry. And you can quickly set up the system through ZONTALK 2000,™ the VeriFone advanced download program. ZONTALK 2000 lets you download individual Tranz 460 system parameters directly--in a minute or less. It even supports telephone downloads over the same phone line. Which means no additional equipment is needed at the remote site.

Effortless Operation
So easy to use you can bring a new clerk up to speed in minutes, the Tranz 460 comes with the familiar keyboard layout used on millions of VeriFone terminals. The screen displays simple, clear-cut prompts that guide users through each step of a transaction. And the Tranz 460 is available with custom keypad overlays that are designed specially for your applications.

Verifone Omni 3200
The Versatile Landline Terminal
The Verifone Omni 3200 payment terminal simplifies transaction processing with exciting new features in a sleek new profile. You get the consistent, reliable performance of the Omni series-plus SoftPay software-in one well-integrated terminal.

The Omni 3200 has been designed from the inside out to deliver the lowest cost of ownership to financial institutions and merchants. The terminal features an 8x21 backlit display that enhances readability through graphics, split-screen capabilities and extra-size menu prompts. In addition, the intuitive ATM-like interface makes the terminal's functions easy to learn and use-minimizing training costs, and improving productivity and accuracy.

The Omni 3200 features SoftPay software, a modular application that supports credit, debit, EBT, and check transactions in any POS environment, and allows for easy migration of existing software. An integrated thermal printer with built-in paper cover virtually eliminates paper jams, reducing maintenance costs. Two telco ports make a second phone line unnecessary. Flash memory enables remote downloading of the latest operating systems and enhancements, helping to protect your investment over time.

Finally, the Omni 3200 comes with a triple-track card reader for capturing drivers' license data, which may be required for certain check-processing and EBT programs.

Lipman Nurit 2080
The Nurit 2080 is a low-cost, powerfully featured and compact addition to the popular series of Lipman POS/EDC terminals.

Simple or complex business transactions are processed for maximum communication efficiency and ease-of-use to answer the POS requirements of a merchant.

Designed for years of dependable operation, the NURIT naturally operates with any of the Lipman-Nurit series of impact and thermal roll printers providing the user with the ideal "All-In-One Modular Solution." Logically, this terminal is also designed to smoothly integrate and operate with external printers of most other manufacturers.

The NURIT 2080 provides consumers with the convenience and confidentiality of controlling the transaction by swiping their own debit/credit cards, dipping their own smart cards and keying-in their PINS. Compact all-in-one it frees up limited counter space. The NURIT 2080 complies with the global EMV/Level 1 standard and will provide software libraries compliant with the EMV Level 2 standard.

The NURIT 2080 is Lipman's commitment to excellence in design and quality and your best value in a POS terminal.

Lipman Nurit 2085
The Versatile Landline Terminal
The Nurit 2085 is an exceptionally user friendly and very fast credit card machine. It has a high speed built in thermal printer that eliminates the need for ribbon. The Nurit 2085 is a high performance affordable credit card machine.
The NURIT 2085 is an integrated POS terminal with a high performance, quiet printer. Low cost and easy to use, this compact terminal is the optimal countertop solution for small and medium size retail businesses.
Highly reliable, with a field-proven track record, the NURIT 2085 offers fast and secure card payment processing. This multi-application POS terminal supports:
• Credit
• Debit
• Smart chip cards
• Electronic Benefits Transfer (EBT)
• Phone cards
• Gift Card Applications
• And Many More.

The NURIT 2085 terminal/printer solution integrates:
• a telephone line modem
• a fast, quiet and reliable thermal printer
• up to 1 MB battery-backed-up RAM

Lipman Nurit 3020
The Versatile Landline Terminal
The Nurit 3020 is Lipman's top-of-the-line countertop: an advanced landline terminal that offers the flexibility required for versatile transaction processing in the rapidly-changing retail business market.
Merchants worldwide use this high-performance, compact POS terminal to quickly complete transactions with rapid online authorizations. The Nurit 3020 supports a wide range of applications, including traditional and EMV credit and debit, loyalty/gift cards, and check (using an external check reader) and proprietary card processing. Value-added applications such as prepaid phone card replacement are easily integrated. The Nurit 3020 accepts magnetic stripe cards, EMV and other ISO Smart Cards. It offers total security for merchants operating in permanent locations, such as department stores, supermarkets, shops and restaurants.

Fast Downloading
The 14400 bps modem facilitates extremely fast downloading of software, parameters, diagnostic and other support information, thereby reducing cost of ownership.

Managing Networks of Terminals
The Nurit Control Center makes it easy to support your Nurit 3020 terminal network. The sophisticated yet intuitive management system supports a variety of back-office functions for dynamic markets. It enables controlling remote terminals, and facilitates management of the wide range of market-specific applications that can run on Nurit 3020 terminals. Scalable and easily customizable, the Control Center offers various downloading capabilities, as well as simplified data collection and storage options that include inventory and financial record management.

Lipman Nurit 8000
The Handheld POS For On-the-Go Transactions
Designed primarily but not only for the delivery and restaurant market business segments, the Nurit 8000 is the smallest and most powerful internet enabled wireless handheld payment terminal sold today.

More Transactions, More Often, from More Markets
The Nurit 8000 Wireless Palmtop Solution...
• is the smallest and most flexible handheld payment terminal available
• offering the broadest range of optional features
• enabling fast, secure, error-free transactions

It's the perfect solution for...
• on-the-move retailers who bring their products and services directly to their customers (including those based, until now, on cash-only transactions)
• banks and transaction processors seeking lucrative new markets

Added - Value Advantages
The Nurit 8000 global payment platform offers a host of advantages at every stage of the transaction process, while enabling increased profits at lower operating costs.

As the ultimate Multi-Application platform, it supports
• a range of Payment and Value-Added Services, including Credit, Debit, T & E, EBT, Smart Cards, Prepaid Cards, Loyalty/Gift Cards and Proprietary Cards
• a variety of easily integrated Business Management Solutions, including inventory control, dispatch and order processing for markets such as restaurants, delivery, services, taxis, et cetera.
• Doubling as a cellular phone, it offers both voice and data transfer in real time
• The sophisticated docking station allows landline communications, charges internal & spare batteries simultaneously, and easily interfaces with external devices.

Hypercom T7P
The Hypercom T7P Terminal, with its integrated, modular printer, and the ability to support draft capture, debit, credit, and proprietary card processing, is the right choice for your POS product needs, for upgrading existing authorization-only equipment, or for merchants moving to debit. Whatever your selection criteria, the T7P is a clear
winner.

Regardless of your POS application, the T7P is a winner when it comes to price performance. You'll save on clerk training, telephone line costs, processing time, and settlement time; at the right price and with room in the T7P to accommodate new software functionality as it is demanded by the marketplace.

Ideal for Upgrades
The Hypercom T7P is designed for upgrading authorization-only equipment and for merchants moving to data capture and debit applications. It features an integrated modular impact or quiet thermal printer.

Reads All Card Formats
The T7P can read all types of credit, debit, check and charge cards and an external PIN pad can be attached for supporting cardholder entry of PIN numbers. Dedicated function keys allow one-step operation of everyday processes.

Additional Benefits
Price/performance benefits of the T7P include savings on user training, reduced telephone line costs and shorter processing and settlement times. The T7P also accommodates new software applications demanded by the marketplace which can be remotely downloaded from a sophisticated Terminal Management System.

Wireless Terminals
Nurit 8000 Wireless
The Handheld POS For On-the-Go Transactions
Designed primarily but not only for the delivery and restaurant market business segments, the Nurit 8000 is the smallest and most powerful internet enabled wireless handheld payment terminal sold today.

More Transactions, More Often, from More Markets
The Nurit 8000 Wireless Palmtop Solution...
• is the smallest and most flexible handheld payment terminal available
• offering the broadest range of optional features
• enabling fast, secure, error-free transactions

It's the perfect solution for...
• on-the-move retailers who bring their products and services directly to their customers (including those based, until now, on cash-only transactions)
• banks and transaction processors seeking lucrative new markets

Added - Value Advantages
The Nurit 8000 global payment platform offers a host of advantages at every stage of the transaction process, while enabling increased profits at lower operating costs.

As the ultimate Multi-Application platform, it supports
• a range of Payment and Value-Added Services, including Credit, Debit, T & E, EBT, Smart Cards, Prepaid Cards, Loyalty/Gift Cards and Proprietary Cards
• a variety of easily integrated Business Management Solutions, including inventory control, dispatch and order processing for markets such as restaurants, delivery, services, taxis, et cetera.
• Doubling as a cellular phone, it offers both voice and data transfer in real time
• The sophisticated docking station allows landline communications, charges internal & spare batteries simultaneously, and easily interfaces with external devices.

As you can see there are plenty of options to choose from. Once you decide what is best for your business, call Innovative Merchant Solutions of PA (IMS of PA) and have a customer service representative help you with all your merchant service and credit card processing needs. Regardless of your business type, Innovative Merchant Solutions provides the right tools to satisfy your bankcard processing needs. And Innovative Merchant Solutions offers not only merchant services, but also the service support that you need to process your bankcard transactions efficiently and effectively. Call us today at 1-800-328-2269 or visit us on the web at http://www.imsofpa.com/index.html.
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