Luckily there are lots of auto insurance companies that offer coverage premiums nowadays in California. Finding a cheap car insurance in California has become easier due to the competition. However, like anywhere else in the country, you still need to have some conditions in your favour.

One of the prime condition to get dirt cheap auto insurance not only in California, but elsewhere also, is to have a clean driving record. That may sound easy, but are you sure you have never got a speeding ticket few years ago? You see, to get the cheapest car insurance rate you need no speed tickets, no car accidents, etc. Unfortunately, the companies that offer these very cheap auto quotes want drivers with very clean driving history. If you are one of them, than you are very lucky. You have come close to a cheaper quote.

Another condition that the insurer companies look is if you have a certified drivers training certificate. You will get a huge discount if you posses one. This kind of certificate proves to them that you have attended a defensive driving course. As we know a more aggressive driver is more likely to need a claim.

Another thing that will increase your chance of landing a cheap car insurance in California is how well equipped your car is. Does it have anti-theft alarm? Or your car has side-airbags, dual airbags, etc.? These will help you get lower premiums.
Off course these conditions are really valid everywhere in the country.

As you can see the insurer companies look very careful to whom they offer cheap car insurance rates. Also, these are not the only things they may look at. And your credit score is still important as well as your type of job.