Non-Profit Debt Consolidation Company - Debt Relief At No Cost
How To Apply The application process for the various types of debt settlement programs offered by a Non-profit debt consolidation company is very easy.
You just have to fill out a simple application form that you can fill on net for online debt consolidation program or get the same downloaded to your computer.
You have to provide some basic personal and financial information.
The personal information may include your name, age, address, phone number, email, employment status etc.
You might also be asked to give your choice, whether you want to go for the secured debt consolidation loan or unsecured loan.
Once you submit the application, the company will instantly review your specific case based on the details you provided and then within 24 hours, you will be provided with a free debt consolidation quote.
This quote will give you details regarding the suggested debt solution.
You will get to know about the consolidated monthly amount that you need to pay on a monthly basis.
You will also be informed regarding the reduced rate of interest and any other charges that might be applicable in your case.
The Role Of The Credit Counselor Once you approve the suggested debt solution as per the free quote, the Non-profit debt consolidation company will assign you a debt consolidation specialist.
In most of the cases, it is a credit counselor.
The credit counselor will take charge instantly and will start dealing with your creditors and collections agencies on your behalf.
This way, you get instant relief from the harrying collection calls.
It is not an easy thing for an individual to deal with his or her creditors.
In particular, if the debtor has defaulted some monthly installments, things will be much more harassing when it comes to dealing with the various creditors.
However, when you choose to go for the debt consolidation services, you simply transfer all your worries to the credit counselor.
The credit counselor appointed by the Non-profit debt consolidation company plays a very important role, as he will also educate you about the wiser way to manage your finances, in order to save yourself from getting into the deep debt problems in future.
What is more, if you follow the suggested consolidated repayment plan religiously, without making any further default, it will also repair your credit score.