Almost every insurance today company offers a policy to insure your house: there are tens of thousands companies that can offer you a home insurance policy that fits your needs, you just need to find the best one for you.
There are a multitude of options that you should consider consider and, when choosing a homeowners insurance, you really need to carefully evaluate everything.
You must decide the amount you want to insure before you actually start searching for a good policy.
When you have this clear in your mind start browsing offers by several companies.
Internet will save you a lot of time.
As you have just read, knowing the amount you want to insure before starting will make it easier to get easily comparable quotes.

• Have someone estimate how much your house is worth, including any eventual other constructions you want to insure such as detached garages and gazebos.
  
• Most companies will generate you a rough estimate of the value depending on some factors such as the kind of building or the year it was built.
  
• You should request several quotes before even considering to make a choice, don't get just a single quote.
  
• Carefully read all the policy terms.
  
• Give true information when requesting quotes, any false information will result in denial of coverage.
  
• Consider and evaluate getting a deductible contract.
  With a deductible home insurance policy you will have to pay before the insurance company pays for your damages, but this could sensibly lower your price.
  
• List all the items you want to be covered and add their value to the insured amount.
  
• Remember to update the insured value when renewing your policy to reflect the current value of your home.
  
• Don't base your decision only on the price, there might be important differences amongst the contracts.