Bad news - just like the cost of gas, auto repairs, and automobiles themselves, the cost of automobile insurance is rising.
It seems like driving a car today is more of a luxury than ever.
If you are in the market for a new auto insurance policy, or are just in search of cheaper rates than the ones you are paying with your current policy, this article is for you.
Getting the best auto insurance estimate, and ultimately rates on coverage, depends largely on the steps you take before applying.
1) Clear your driving record.
If you have received tickets for moving violations in the past, there's little you can do but wait for them to clear off your record.
However, if you have any pending traffic matters, make sure to clear them up before applying.
Often times you can clear them without points, therefore without a raise in your insurance rates.
2) Anti theft devices.
Very few insurance companies give discounts for small devices like the club anymore.
Now days, it takes technical and hi tech anti theft devices to be installed, in order for you to get good rate discounts.
Most of these devices can be installed after market and the savings you will experience on your insurance policy will be well worth the out of pocket expense.
3) Take a class.
No longer are driver's education classes only valuable for beginning drivers.
Even if you have been driving for a while, you can benefit greatly from taking and completing a course for defensive or safe driving.
Your insurance company will give you a big discount once you show proof of completing a class.