Best Credit Cards for Fair Credit: No Obstacle for Consumers
Just like bad credit, having a card when you have fair credit does not mean a financial death sentence.
There are options for consumers who have issues getting their scores where it needs to be.
Although you will not have the best cards with the best rewards, try not to count yourself out too soon.
Some of the best cards for fair credit are on the market waiting for you.
What is Fair Credit? Fair means that you have not quite bad credit, but you limited in the cards you can have, and then you're not quite where you need to be to have and excellent score 700-800, just yet.
More than likely, if you have fair score, your score is anywhere from 630 to 639.
But there are different cards that will help you on your way to getting a better FICO score.
Sports Cards Offer Some of The Best Cards for Consumers Don't be fooled by the brand, but some of the best cards come from sports teams.
Yes, we said it, sports teams.
One of the most notable cards for the New Year is the NFL Extra Points Card.
This is, hands down, one of the best cards on the market for people who have to deal with average credit.
Although it's not as great as, let's say, the Barclaycard Rewards Mastercard, we'd like to think this card is still in the game.
Consumers can earn 1 point for every dollar they spend, and 2 points for every dollar they spend on team purchases in-stadium and at the pro shop.
So, whether you watch the game every Sunday night, or you're just figuring out what a Hail Mary looks like, you'll be in the game if you opt for this card.
The only drawback is that you may need to be on the upper end of the fair credit spectrum to qualify.
Capital One is Always Generous The Capital One Quicksilver One Card also ranks as one of the best credit cards.
It has great rewards, and also claims the title as one of the most accessible cards.
Earn unlimited 1.
5% cash back on all purchases and redeem those cash back rewards at any time.
0% APR is what we always love, however, this is only the introductory rate.
The only drawbacks we've seen so far is the high interest rate, after the introductory 0% APR and the annual fee.
There are options for consumers who have issues getting their scores where it needs to be.
Although you will not have the best cards with the best rewards, try not to count yourself out too soon.
Some of the best cards for fair credit are on the market waiting for you.
What is Fair Credit? Fair means that you have not quite bad credit, but you limited in the cards you can have, and then you're not quite where you need to be to have and excellent score 700-800, just yet.
More than likely, if you have fair score, your score is anywhere from 630 to 639.
But there are different cards that will help you on your way to getting a better FICO score.
Sports Cards Offer Some of The Best Cards for Consumers Don't be fooled by the brand, but some of the best cards come from sports teams.
Yes, we said it, sports teams.
One of the most notable cards for the New Year is the NFL Extra Points Card.
This is, hands down, one of the best cards on the market for people who have to deal with average credit.
Although it's not as great as, let's say, the Barclaycard Rewards Mastercard, we'd like to think this card is still in the game.
Consumers can earn 1 point for every dollar they spend, and 2 points for every dollar they spend on team purchases in-stadium and at the pro shop.
So, whether you watch the game every Sunday night, or you're just figuring out what a Hail Mary looks like, you'll be in the game if you opt for this card.
The only drawback is that you may need to be on the upper end of the fair credit spectrum to qualify.
Capital One is Always Generous The Capital One Quicksilver One Card also ranks as one of the best credit cards.
It has great rewards, and also claims the title as one of the most accessible cards.
Earn unlimited 1.
5% cash back on all purchases and redeem those cash back rewards at any time.
0% APR is what we always love, however, this is only the introductory rate.
The only drawbacks we've seen so far is the high interest rate, after the introductory 0% APR and the annual fee.
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