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Credit : Business & Finance
Tips on How You Really Delete Negative Information Off Your Credit Report
First you must take the action to fix your credit on your own and not rely on someone else. It will not only be done right... but faster.
Credit Repair - What Are Your Chances?
So often it seems as if the world is against us, but whether it is or not, we never have to live in defeat. Find out how bad things really are (or aren't) and turn the tables on bad credit.
Mistakes Made By People With Poor Credit
You are not alone. You have plenty of company. There are more than 30 million people in the United States with credit blemishes severe enough (score under 620) to make obtaining loans and credit cards with reasonable terms difficult.
Can You Get a Credit Card Without a Bank Account?
We all know that having a credit card provides a certain convenience. Sometimes there is too much convenience resulting in over spending, but lets save that topic for another article. For this article let's focus on the question, whether it is possible to get a credit card without having a bank
How to Transfer a Judgment From an Individual to an Estate
A judgment is a legally binding order issued by a court that entitles you to payment from an individual or entity. For example, an individual may sue his employer for discrimination and obtain a money judgment after trial. The judgment may be assigned as if it is a promissory note, which is another
How To Make Sure You Don't Fall For A Credit Card Scam
Credit card fraudsters are having to up their game and are becoming ever more ingenious with the scams they try to pull off.
Pros & Cons of a Credit Freeze
According to Bankrate, it is possible for anyone to ask the credit bureaus to freeze his or her credit report. This means that your report can't be accessed by third parties without your consent, according to the Virgina government website. While a credit freeze does have its pros, it...
Understanding How Credit Cards Improve Bad Credit
If the recent economic downturn has left you with bad credit, don't despair. Once you have an understanding how credit cards improve bad credit, you will be able to rebuild your credit standing.
Tips To Avoid Credit Card Debt
There are many reasons to apply for a credit card - going on holiday, wanting some money to fall back on if an emergency arises, or simply wishing to purchase items online.
Clean Bad Credit - Effective Ways To Clean Your Credit
Credit reports are based on the information that your creditors supply. But do you know how to clean bad credit?
Credit Scoring: What Is It And How Does It Affect Me?
Whenever an application is made to a lender for finance, a part of their decision-making process will be to credit score the applicant. But what is a credit score and how does it work?
Educating Yourself About Credit #4 - Identity Theft Concerns
There is no way you have gone this long and have not heard of identity theft and are not worried about it in some kind of way. This crime is taking the country by storm and continues to get worse. The reason is because there are so many people who leave themselves open to becoming a victim, especial
Getting Free Credit Reports
Your credit rating is a valuable asset which you need to keep an eye on. Did you know that you can get three free credit reports every year?
Do You Have Unpaid Credit Card Debt That You Cannot Pay? This Can Help
If you have unpaid credit card debt, then you need to take a look at all of your options. The first option that people generally opt for is to call their creditor and ask them if their payments can be reduced over a period of 90 days. This phone call is very important, because they can put you into
Good Information to Know About Credit Cards
Credit cards are given a bad reputation by many financial advisors as a tool that leads many to financial hardship. While this can be true, credit cards can also be used by borrowers to build credit and gain free rewards when used in the proper manner. Through proper budgeting and credit management,
Free Credit Reports
Consumer credit scoring in Britain is governed by the Financial Services Authority. It will be very difficult for a person to recognise ahead of time whether or not they have got a high enough status ...
Impulsive Buying - How to Manage Credit Card Spending
When you use a credit card impulsively, you are inadvertently setting yourself up for costlier payments, more so since you do not have to actually go to a shop to use credit card. Impulsive urges can speed up an already mounting debt just by ordering items online or through the phone.
Essential Tips On How To Compare Credit Cards
There are many different types of credit cards, designed for different people with different needs and different incomes. From the the simple low interest credit card, to the airline credit card, to the much desired unlimited AMEX.
How To Get A High Credit Score
Do you want a high credit score? A lot of people do, but they don't know how to go about getting a high score due to the lack of research on their part. You need a high credit score for a variety of reasons in life. One reason that you need a high score is to get financing for a home, car, or e
How to Improve Your Credit Score - Personal Finance Basics
Do you know how to improve your credit score? Millions of Americans don't. In this article I will show you a number of ways to improve your credit and teach you some of the personal finance basics you must know!