Choosing The Best Credit Card

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Credit : Business & Finance

Secured Credit Cards

Information about secured credit cards. Informs consumers about the benifits & the disadvantages of owning a secured credit card.

Negotiate A Restructuring Of Payments For A Better Credit Score

If you owe $5000 and you are offered a $1000 settlement offer, you should do everything humanly and ethically possible to raise the money and be done with it. However, for whatever crazy reason you cannot come up with such an amazing settlement offer, you should consider debt negotiationfor restruct

How to Avoid Bankruptcy

More and more people are weighed down with debt; failure to pay the monthly due will bury you in interest charges. The way banks compute the required minimum payments, and high interest rate it would probably take you more than 10 years to pay your credit card debts.

The Best Ways to Use a Miles Credit Card

If you are a frequent flyer, you can boost the number of miles you earn simply by making everyday purchases. With an airline miles credit card, you can earn miles every time you buy gas, groceries and other essentials, and with the right strategy, you can earn those miles faster than you...

What to Do When Collection Agencies Abuse Their Power?

Collection agencies can have annoying and frustrating tactics when it comes to taking money that they feel is entitled to them. It is very important that you keep your cool over the phone because a lot of times debt collectors will tell you lies in attempt to collect a debt. You can avoid these idle

How to Evaluate Your Own Credit Worthiness

Credit worthiness is the measure by which a lender assesses the risk of lending money to a borrower. It is their opinion on your capability of repaying your debt and it is therefore useful to understand how a lender will evaluate credit worthiness and see if you are a likely candidate for any loan y

Weird Credit Tips That Really Work

We all have this idea in our heads that the way to get a good credit score is to make sure you pay your bills off on time, every time. But what many people don't know is that there are also a

Credit Repair Programs - Take Charge of Your Out of Control Credit

Are you worried that a bad credit might stop you from getting loans at reasonable rates? Have you missed out on payments lately and are worried it will show up badly on your credit report? If the answer to these questions is yes then you should take some corrective measures. These measures include n

Debit Cards May Not Be As Safe As Thought

Most of us have a pretty good understanding of how credit scores work and what areas they affect, such as our ability to get loans, and the rates which we'll pay for those loans should we get one. What you may not have known is that your insurance rates for things like health care, automobiles

Real Credit Help For Everyday People (Part 2)

With the current credit crunch on mortgage applications right now, it is imperative that borrowers or applicants do as much as they can to improve their credit rating. A poor credit score WILL stop you from getting into that home you want so badly. So where do you start right?

Which is the Best Credit Repair Organization?

The current state of the economy has left many people with bad credit debts. It is not wise to keep bad credit and as a result, many people are seeking for the best credit repair services that the market has to offer. The credit repair business is currently a booming sector with more and more firms