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Credit : Business & Finance
What is the Best Way to Fix My Credit Score - Comparing Self Credit Repair to the Paid Services
Whats the best way to fix my credit score is a question that a lot of people struggling with bad credit ask all the time. The question however is hard to answer because there are so many different reasons and causes of bad credit that it is hard to give blanket answer that covers everyone. However t
Credit Monitoring Service: The Pros And Cons
A credit monitoring service is a facility which helps people effectively handle, and keep tabs on their credit history, to determine if they are viable for availing any form of financing. With so many credit monitoring agencies in operation these days, most of these are reputable, while some compani
The Problem of Debt- The Complete Guide to Debt
The problem of debt is getting bigger and bigger with more people finding themselves in the trap each day and the individual debt problems are getting larger and larger.But what causes this? How can so many people be letting themselves get into this situation without realising?
Credit Report
Credit reports A bad credit report can prevent you from obtaining credit. If you have trouble obtaining credit, it might be because a credit agency has issued a bad report on you. You might be ...
Business Credit Card Explanation
This writing will explain to the reader the difference between using business credit cards and personal credit cards. If you are not familiar with the advantages of business credit cards, this article will be of interest to you.
Consumer Credit Counseling - Definition and History
The first thing we need to cover is what consumer credit counseling is. In general, it is a process offering education to consumers about how to avoid incurring debts that cannot be repaid.
Taking Control - The Art of Personal and Family Budgeting
The first step in creating a secure financial future is to gain control over what comes in and what goes out.The main idea is to have less go out than comes in.But exactly how can that be accomplished?It all begins with a budget, that financial planning tool that projects into the future, helps you
Some Things to Think About Regarding a Pre-Paid Card
If you are considering getting a pre-paid card there are some concerns you should have. Not all of these cards are built alike. Some will have fees and other issues you should be aware of.
Battling Bad Credit - How Dealing With Your Past Can Help You Now
Are you in a constant struggle with bad credit scores? If so you can begin to turn things around starting today. Read on to find out what you can do.
Tenant Credit Check
It's common that a tenant credit check is an important issue to property managers. When you are searching for a qualifications screening process, you want to be sure that the company you obta
How to Get a Credit Card Company to Settle
It can be difficult to get a credit card company to settle your debt. A debt settlement is when the credit card company agrees to take less money and then marks your debt as paid off. They are more willing to negotiate if you are behind on your monthly payments--credit card companies first want full
Credit - Judgments, Part 1
A money judgment is really just a piece of paper-a court document that says someone owes someone money. Having a judgment on your report can be a real showstopper, even with a substantial amount of good credit. If you think a judgment is unwarranted because of extenuating circumstances, your first c
Why Don't Credit Transactions Post Immediately on a Debit Card?
Many ATM cards have a logo of a credit card company. Companies that accept both debit and credit cards will generally give these customers a choice of ringing up their purchases as "credit" or "debit," but the former usually takes several days before appearing on a bank statement.
Washington Mutual Credit Card Review
A detailed review of the Washington Mutual Credit Card. This article takes a look at the application process, rates and benefits, and identifies for whom this card works best.
What to Do When You Get Behind on Credit Card Payments?
You have a few options for what to do when you fall behind on credit card payments, and the best action to take depends on how much you owe and how soon you will be able to repay it. Take action quickly for the best chance of catching up on payments without doing too much harm to your credit score.
Payment Q&A
Bad credit vs. Good credit but not adequate?How is it that people beside bad credit can catch approved for loans, whereas someone who has a biddable credit score (just not ample credit) can't? I mean,
How to Get Credit Reports - Experian, Transunion and Equifax
In today's financial world, the credit report is the one document that cannot be joked with. The reason for this is not far-fetched - employers, landlords, and most importantly banks and other financial institutions will always get a copy of it if you need their services or aid for any reason.
A Three-Part Debt Elimination Strategy
If you wish to truly rid yourself of any debts on your credit card then you need a proper strategy to do it. Many people today say that they would like to accomplish the goal ...
Need A Gift For Your Graduate? Get Him A Credit Card
It truly is a momentous occasion when your child graduates from high school. This event symbolizes the end of his childhood and the beginning of his life as a responsible adult. Admittedly, theres still a long way to go before he finally becomes self-sufficient, but this is definitely the start of h