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Credit : Business & Finance
Credit Report Repair 101 - Complete Tips For Repairing Your Credit Scores
The reporting bureaus (Trans Union, Equifax and Experian) allow you to order ratings and scores and credit reports online. There's also a free site called annualcreditreport.com that allows you get free credit reports online from all three bureaus once a year. It's a site sponsored by all
Ways to Improve Your Credit Score in 7 Simple Steps
This article discusses ways to improve your credit score (also known as FICO score) in seven simple steps. These are 7 "big picture" steps and you will need to drill-down into each on to fully complete the step. Specifically, this article discusses how to remove negatives entries, also kno
Credit Cards Offer Better Protection Against Fraud
Money makes he world go round and unfortunately people think this is true. This article will deal with the questions surrounding how to protect your money from people who will do anything to get their hands on it. The big question people ask is whether a credit or a debit card would be better protec
The Advantages of Having a Good Credit Score
There are many advantages and benefits of having and maintaining a good credit score. If you have a credit score of 720, 740, or 760 and up, you have a good credit score. With high credit scores you will be able to save money each month with lower interest rates on all your financial products.
Three Credit Repair Tips That Can Help You Recuperate from a Poor Credit Score
Credit scores drop because of several reasons. Sudden loss of employment, inability to repay existing loans due to family problems, uncontrolled expenditure on credit and debit cards are some of the m
Low Interest Credit Cards - Getting Good Value For Money
People are often skeptical when they come across a deal that might be too good to be true. They seem to believe that there will be some catch to this deal and the only way this could be true is if they shell out a massive amount of money somewhere down the line.
Understanding Credit Score Inquiries
When you are reviewing your credit report, you'll notice that there is a section that lists the different companies or creditors who have performed an 'inquiry' on your credit score and report. There are two different types of inquiries and you need to understand how each affects your
How to Use a Credit Card to Buy Start Up Equipment
Using a credit card to buy start-up equipment for a business is very common. In fact, many entrepreneurs use their personal credit cards to fund their new companies. Business credit cards are another possibility, but new businesses may find it difficult--if not impossible--to obtain significant cred
Why Can't You Prepay on a Line of Credit Account?
Responsible borrowers might get the idea that they can avoid future finance charges by sending a creditor money now and then deduct purchases later from the overpayment, like a debit card. Some creditors may not allow this practice because it works against their business model. Even if you can do th
Credit Repair Letters Really Do Work - Here's How!
Credit repair letters work! The first step towards improving damaged credit reports and scores is to find out what's in your file - then you can use these repair letters to remove incorrect info, and even mitigate negative entries!
How to Raise Your Credit Score - 3 Ways to Raise Credit by More Than 100 Points
More than 35 million Americans are asking themselves the same question. Your FICO mirrors your ability to manage finances successfully.
Credit Referencing and Credit Scoring
The importance of credit referencing and credit scoring is all too apparent in today's society. Your score has a dramatic effect on your ability to get credit. What can you do if the information used to compile you score is incorrect?
The Role of Credit Reports and Credit Scores in Lending
A credit report is a history of how you handle your finances and pay your bills. Lenders use them as a means to determine if you are creditworthy and meet the standards that they use in order to extend credit.
How to Get Free Credit Scores
Due to the recent credit crisis and housing collapse leading rules have changed dramatically. Despite historically low mortgage rates, most people cannot qualify for them without a really good credit score. This is why it is very important to get your free credit scores and know where you stand and
What You Should Know About The Visa Credit Card
Have you ever used the credit cards issued by Visa? Do you know how to get one? If you require a visa credit card it is imperative to know all the details about the card ...
Avoid a Great Credit Score Ding
When a buyer applies for refinancing or purchase of a home, potential lenders and mortgage brokers will check his credit scores. Each time it gets verified, credit scores may pull down.
All You Need to Know About 0 Balance Transfer Credit Cards
0 per cent balance transfer credit cards can help you with current debts as they allow you to pay no interest at all for a specified amount of time. If you're thinking of applying for a one, read these tips to make sure you make the right choice and, when you have your 0 balance transfer card,
Four Quick Ways to Improve Your Credit Score
Improving your credit score can have many consequences that you should be well aware of. With a higher credit score you will be able to gain access to credit much more easily. A bank or other lending body will look much more highly upon you if you have a high credit score and if you are able to demo
The Bare Minimum You Should Expect From A Credit Card
The credit card has over the years evolved into a complex beast, with many often conflicting features to consider before applying. Before comparing the extras tacked on to a card, you need to make sure the basics are right if you're going to get a good deal.