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mortgage : Insurance

Requirements of Alaska Mortgages

If you're purchasing a home in Barrow or Anchorage, obtaining a mortgage in Alaska can be a different process than securing funding in the "Lower 48."

What Is A Mortgage Note Buyer?

The real estate market has seen some dramatic changes in recent years and if you own a home, but you are probably finding that you don’t have near the equity in it that you used to. With so many banks closing their doors and others refusing to make loans on homes altogether, the mortgage note

What To Do When You Are Sued For A Deficiency Judgment

Deficiency judgments are ticking time bombs that can explode years after borrowers lose their properties, either through short sale or foreclosure. Whether banks can and will pursue deficiency judgments depends on many factors, including what state the borrower lives in and whether there’s a s

1.4% drop in house prices

Average house prices, as measured by the Halifax House price index, have fallen this month by 1.4% compared to last month’s average house price.    All figures were seasonally adjusted and also showed a quarterly ...

Volatile Mortgage Market

So what is going on with all the mortgage companies? Either they shutting their doors down or some of them stopped funding loans.

Buy to let mortgages: furnished or unfurnished?

When it comes to buy-to-let properties, a question landlords often ask themselves is: should I rent the property furnished or unfurnished? It is the trend at the moment for letting properties to be let unfurnished, ...

Why Should You Get A Capped Mortgage?

Many people who get variable rate mortgages find that they can mix the security of a fixed rate mortgage whilst still having variable rates by getting a capped mortgage plan. If you are looking for a variable rate mortgage then you should seriously consider putting a cap on the mortgage. Here is som

Advantages Of Investing In A Buy To Let Property?

When you are uncertain what your future holds for you, you have a protective plan. Take adequate steps against loss of job, due to illness, accident, redundancy, lay off, old age. Protect your monthly earnings ...

The Current Status of Jumbo Loans

Are you thinking about purchasing a house that costs more than $400,000? Unless you are planning to make a significant cash down payment on your new home, it is likely that you will need to apply for

An Overview on Waukesha Mortgage Lender

Buying a property is always going to be a very big investment for you. It is for this major responsibility that you take help from the Wisconsin mortgage. You might know of the fact that ...

Tax Consequences of Assuming a New Mortgage

Assuming a new mortgage can provide certain tax advantages in your favor as long as you are aware of all the tax consequences related to a refinance loan. Although owing money can actually offer you some tax benefits, there are situations when taking out a new mortgage loan might cost you tax dollar

Utah Home Loans New Rules and Types

The lending environment is different than what it was just a few short years ago. This article will help explain some the new guidelines that lenders must follow along with how this helps each home ow

Why Realtors Might Want To Sell To Seniors In Maryland

According to Senior Facts and Figures, "there are currently 55 million seniors and over the next 20 years, more than 70 million baby boomers (one in every four of us) will join the senior rank." "Seniors are the wealthiest consumers on the planet" according to Senior Facts. "

VA Cash Out Refinance Guidelines

Current and former members of the military, Coast Guard and some reservists can refinance their homes by taking out mortgages guaranteed by the US Department of Veterans Affairs. This means that if the borrower defaults on the loan, the lender can recover some of its losses through the VA insurance