Why Fire Retardant Lumber?
Building codes of late for commercial projects are beginning to require fire retardant lumber to be used in structures and parts of structures where it is applicable.
If you are building a business or a home, and your codes do not specify, you can still inquire about the product and make the decision to include it in your project.
Do a little research on the history of the product so that you have some knowledge with which to bargain.
Make sure to inquire about where in your building project this product can be used.
It loses its effect if it is exposed to the elements, and therefore is usually tapped as a resource for plywood, studs, and other interior uses.
However, as the product becomes more popular, products are cropping up for exterior use in the form of coatings that can be added to the exterior of structures.
The added safety alone for choosing to build with retardant wood is worth the peace of mind, but it can also land you an insurance discount in several different ways.
If you have used this product for your build, call your provider of your insurance policy to inquire about discounts that may apply to you.
Your overall policy premium may go down just for using the material, and if you have fire hazard insurance, storm insurance, or other special policies according to your location, there may be more discounts that you can obtain.
Fire retardant lumber is slow burning.
Unlike other lumber and wood that homes are usually built with, this type of wood emits a harmless carbon dioxide and water that makes it slower burning when it is exposed to flames.
This quality not only gives occupants a longer escape time from flames, but its low smoke emissions create a safer escape as smoke inhalation is the main cause of death during a fire.
The slow burning property of the material also allows more time for the fire to be retained and put out.
It helps to keep the fire burning in the structure of the home longer before it breaks outside of the structure and in to the home's interior.
You may be able to justify carrying less personal property replacement cost insurance because of the lessened risk of quick burning fire.
Because of the material's ability to self -contain, your surrounding property is also in less danger, and even if there is not a direct homeowner's insurance benefit, there is the assurance that you and your family are safer.
That is worth the investment no matter what the monetary cost.
If you are building a business or a home, and your codes do not specify, you can still inquire about the product and make the decision to include it in your project.
Do a little research on the history of the product so that you have some knowledge with which to bargain.
Make sure to inquire about where in your building project this product can be used.
It loses its effect if it is exposed to the elements, and therefore is usually tapped as a resource for plywood, studs, and other interior uses.
However, as the product becomes more popular, products are cropping up for exterior use in the form of coatings that can be added to the exterior of structures.
The added safety alone for choosing to build with retardant wood is worth the peace of mind, but it can also land you an insurance discount in several different ways.
If you have used this product for your build, call your provider of your insurance policy to inquire about discounts that may apply to you.
Your overall policy premium may go down just for using the material, and if you have fire hazard insurance, storm insurance, or other special policies according to your location, there may be more discounts that you can obtain.
Fire retardant lumber is slow burning.
Unlike other lumber and wood that homes are usually built with, this type of wood emits a harmless carbon dioxide and water that makes it slower burning when it is exposed to flames.
This quality not only gives occupants a longer escape time from flames, but its low smoke emissions create a safer escape as smoke inhalation is the main cause of death during a fire.
The slow burning property of the material also allows more time for the fire to be retained and put out.
It helps to keep the fire burning in the structure of the home longer before it breaks outside of the structure and in to the home's interior.
You may be able to justify carrying less personal property replacement cost insurance because of the lessened risk of quick burning fire.
Because of the material's ability to self -contain, your surrounding property is also in less danger, and even if there is not a direct homeowner's insurance benefit, there is the assurance that you and your family are safer.
That is worth the investment no matter what the monetary cost.
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