How to Open a Wachovia Small Business Account for the First Time

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    • 1). Look in the telephone directory or search online for a Wachovia branch convenient to your place of business (although you can visit any branch to open an account).

    • 2). Go to a Wachovia branch with a photo ID, your Social Security number, and cash or a checking account from another bank for your initial deposit.

    • 3). Meet with a customer service representative, typically someone in a back office who is not a teller, and complete the bank's paperwork to open a small business account. Articles of incorporation or the legal documents for a Limited Liability Corporation (LLC) are not necessary to open an account. You will need at least $100 to open the account with an initial deposit. The entire process takes 15 minutes or less.

    • 4). Set up your Personal Identification Number or PIN with the bank representative so you can use a debit card against your business account to make purchases without having to write checks.

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