Finding a credit restoration specialist can be as simple as turning on your television set.
You can also search your yellow pages, white pages, or the internet.
Most localities and metropolitan areas have their own community websites where you can locate a good specialist.
You might even ask your friends or family for referrals.
One important consideration when choosing a specialist to help restore your credit is the cost.
If you cannot afford to hire a specialist, look into not-for-profit agencies that provide this service.
These agencies set their fees based on your ability to pay.
If you do not have much income, or, if your monthly living expenses meet or exceed your income, you may not have to pay anything.
If you do not meet income guidelines for non-profit agencies, shop around to find the best for-profit specialist.
Credit Specialist Selection Guidelines When searching for a specialist, choose one that offers free initial consultations.
Any legitimate credit restoration company should be willing to sit down with you and explain exactly how they can help you, before any money changes hand.
Those who offer free initial consultations are more likely to provide quality, honest service.
Other things to consider when selecting a specialist is, how long they have been in business, do they belong to the Better Business Bureau, and do they have a proven track record.
You want someone with experience in credit restoration when they are working to negotiate the best possible settlements for you.
When searching for a credit restoration specialist, check your yellow pages, white pages, the internet, and ask for referrals.
Also, most localities and metropolitan areas have their own community websites where you can locate a good specialist.