Did you ever decide to lose a lot of weight?What did you do - go on a diet? When your budget has gotten so out of hand that you need to cut the fat from your debt it's time to make the same choice.
Go on a money diet and adjust your spending habits.
It's come to light that the average family in the United States is over $7,000 in debt.
They probably won't see any debt relief unless they can cut the fat out of their approach to spending.
How To Go On A Money Diet The first thing to do is make a list of your financial necessities.
That would include things like your mortgage or rent, food, electricity and other utilities, and paying whatever bills you owe on a timely basis.
Next, prioritize the payments on your bills.
For example, if you have credit cards with different interest rates pay additional money on the cards with the higher interest.
Pay the minimum with perhaps just a little extra on your cards with the lowest interest rates.
3 Ways to Adjust Your Spending Habits You're looking to trim your expenses everywhere that's possible.

• You might have expensive toys, such as boats, RVs, or a second or third car.
  Maybe it's time to sell some of them.
  
• If you've been going to an expensive hair salon it's time to find a more affordable hairdresser.
  It doesn't have to be forever and your stylist will gladly take you back with open arms when you're ready.
  And they'll appreciate you more, too.
  
• Instead of buying gourmet coffee why not try buying generic brands at the supermarket?You could be pleasantly surprised.
  

It's going to take some time to make this a habit.
But once you've paid off your debt it's likely that you will have changed your spending habits and will continue along with your money diet.
And you might even up with a whole lot of extra money.
And then you'll be in the enviable position of being able to treat yourself to something special and not have to go into debt to do it.