How to Get a FICO Score

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    • 1). Request a free credit report from one of the three agencies, Equifax, Experian or TransUnion. You will need to give them your complete name and social security number.

    • 2). Request your FICO score along with your credit report. You may be charged between $6 and $16 for the score from one of the three agencies, by law.

    • 3). After receiving your credit report and FICO score, if it is on the low side, you should take steps to improve the score before applying for a loan, credit card, renting a new apartment or changing insurance.

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