Questions About Identity Theft You Should Not Ignore

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How Can My Personal Identity Be Stolen?

If you do not pay attention then you will find that their are many thieves and criminals out there who are just waiting to steal your identity from you.

Criminals have developed many different methods to steal you ID and we have listed just a few of the most common ways here so that you will be more aware of what they do.

Looking for personal information on letters and statements in your trash.

Stealing personal documents during burglaries and other crimes.

Stealing post and parcels from front doorsteps.

Removing purses, handbags and wallets while the owner is not paying attention.

Using a dead person's birth certificate or other of their personal details.

Arranging for letters and packages to be re-directed to a different address.

Removing credit card receipts to discover your personal details and credit card number.

Often these identity theft criminals are part of a larger organized gang set up specifically to obtain personal identities from people.

Unfortunately if your ID does in fact get stolen you may end up in a position where your personal information is used by these gangs in trafficking or even terrorist activities.

How Can I Find Out If My Identity Has Been Stolen?

Fortunately, there are several different ways to find out about identity theft.

When you find out quickly there is a good chance that you will be in time to stop fraud taking place.

Each entry in the list below could be considered an indicator that your identity has been stolen:

You get a statement for a new credit card, which you never applied for.

Your mail contains a bank statement for an account you know nothing about.

Unknown or unrecognizable purchases appear on your credit card statements.

Your bank account statement lists items you never bought.

Unusual credit card transaction cause your credit card company to call you.

Therefore it makes great sense to pay careful attention to all your financial statements and the post you receive to ensure nothing occurs which is out of the ordinary.

Ignoring the threat and failing to carefully monitor your financial transactions could mean that identify fraud will take place before you know what is happening.

The effects of identity fraud can be financially embarrassing and frustrating to resolve.

The best advice is to not let it happen in the first place!

A proven method for doing this is to monitor your credit report frequently at your credit reference agency, so you can quickly detect unexpected activities.

By monitoring your credit report for changes and unusual discrepancies you will be one step ahead and have a much better picture of what is taking place in your name, even if it is not you!.
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