Get Treatment at Cashless Hospitals and Be Free From the Hassle of Settling Bill Yourself
Having health insurance is vital because one can never foresee when illness might strike you and bring in severe financial strain. With a health policy you can get adequate support through the claim to bring down the expenses. If you opt for comprehensive mediclaim insurance, there is no need to go through the process of making a claim. You can avail treatment just by showing your insurance card number at the hospital.
Get treatment at cashless hospitals
Why would you need cashless insurance? In the event of hospitalization, there involves the process of admission fee, treatment cost, medicine cost, room rent, etc. The last thing that you need on your mind during hospitalization is making cash arrangements to pay for medical expenses. When you have cashless coverage you can just walk into the hospital, take treatment and walk out. There is no need to ask friends or relatives for money or liquate assets for cash. You don't have to take money from your savings account. Just show your insurance card to the hospital staff and let your insurer settles bills directly with the hospital. However before taking treatment ensure that the hospital falls under the insurer's network. Otherwise you have to pay cash and make a claim on the policy.
What expenses are covered by health insurance?
Health insurance offers coverage for many expenses such a hospitalization, pre and post hospitalization expenses, day care treatment, domiciliary hospitalization and critical illness coverage. These different types of coverage bring down the burden of unexpected medical expenses, thus helping your family to cope under the difficult circumstances. You can opt for additional benefits such as hospital cash, recovery grant, education fund, expenses for the accompanying person, ambulance changes etc, at extra premium cost.
Though health insurance pays for more than 24 hours hospitalization, it also offers coverage for certain treatments that are completed in half a day or less. You can look into these treatments to find out what is applicable for your condition in order to make a claim.
How to find the best health insurance policy?
There are various types of health insurance policies. You must carefully look into the benefits offered by each in order to get a policy that offers good protection. It is best to take the comprehensive policy because it covers a wide range of medical conditions, illnesses and treatments. The cost of the policy is nominal. When taking comprehensive policy, choose floater plans because it will cover you, your spouse and two dependent children.
How to make a claim?
You can make claim by filling online health insurance claims form available at the company's website. If you have any doubts, call up their 24 hours customer care for information. You need to get ready all documents and original bills to process your claim. Submit them along with the application. The company will review and settles the bills in the shortest possible time so that you can meet expenses.
Get treatment at cashless hospitals
Why would you need cashless insurance? In the event of hospitalization, there involves the process of admission fee, treatment cost, medicine cost, room rent, etc. The last thing that you need on your mind during hospitalization is making cash arrangements to pay for medical expenses. When you have cashless coverage you can just walk into the hospital, take treatment and walk out. There is no need to ask friends or relatives for money or liquate assets for cash. You don't have to take money from your savings account. Just show your insurance card to the hospital staff and let your insurer settles bills directly with the hospital. However before taking treatment ensure that the hospital falls under the insurer's network. Otherwise you have to pay cash and make a claim on the policy.
What expenses are covered by health insurance?
Health insurance offers coverage for many expenses such a hospitalization, pre and post hospitalization expenses, day care treatment, domiciliary hospitalization and critical illness coverage. These different types of coverage bring down the burden of unexpected medical expenses, thus helping your family to cope under the difficult circumstances. You can opt for additional benefits such as hospital cash, recovery grant, education fund, expenses for the accompanying person, ambulance changes etc, at extra premium cost.
Though health insurance pays for more than 24 hours hospitalization, it also offers coverage for certain treatments that are completed in half a day or less. You can look into these treatments to find out what is applicable for your condition in order to make a claim.
How to find the best health insurance policy?
There are various types of health insurance policies. You must carefully look into the benefits offered by each in order to get a policy that offers good protection. It is best to take the comprehensive policy because it covers a wide range of medical conditions, illnesses and treatments. The cost of the policy is nominal. When taking comprehensive policy, choose floater plans because it will cover you, your spouse and two dependent children.
How to make a claim?
You can make claim by filling online health insurance claims form available at the company's website. If you have any doubts, call up their 24 hours customer care for information. You need to get ready all documents and original bills to process your claim. Submit them along with the application. The company will review and settles the bills in the shortest possible time so that you can meet expenses.
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