• You can put all your investments under one umbrella.Cash image by Greg Carpenter from Fotolia.com
  
  If your goal is to consolidate all your finances under a single umbrella, choosing a mutual fund company that also offers certificates of deposit can be a wise move. The ability to buy CDs and mutual funds from the same firm allows you to do business with a single company, rather than spreading your money around to many different firms.
  
  

Vanguard

• Vanguard is one of the largest mutual fund companies in the world, offering a wide variety of funds, from very aggressive stock funds to ultra-conservative government bond funds. The company also has access to certificates of deposit from FDIC-insured banks. The availability of these CDs gives clients the ability to diversify their portfolios into fixed income securities as well as stocks and bonds. The certificates of deposit Vanguard offers are known as brokered CDs. This means the CDs do not automatically roll over at maturity. The minimum to open a CD with Vanguard is $10,000, with minimum additional deposits of $1,000 to add funds to the CD later on.
  
  

Charles Schwab

• The Charles Schwab brokerage and mutual fund company also operates a bank, and that bank offers a full range of certificates of deposit, in many different maturities and at many different interest rates. These certificates of deposit are available to investors whether or not they have an active brokerage or mutual fund relationship with Charles Schwab.
  
  

TIAA-CREF

• TIAA-CREF is one of the largest mutual fund and financial services companies in the country, and it provides certificates of deposit not only for individual investors but for institutions as well. The CDs offered by TIAA-CREF are part of the CDARS program, a program that allows investors to put more than the insured limit of $250,000 into certificates of deposit. Those larger amounts are broken up into smaller amounts and deposited with banks that participate in the CDARS program. This strategy allows both institutional investors and high net worth individuals to invest their money safely and keep track of those investments with a single monthly statement.