What to Do About Getting Baja Auto Insurance
If you are someone who lives outside of Mexico and will be driving in Baja or another part of Mexico you should know that the auto insurance in your home country will not cover you. However you can be protected when you get Baja auto insurance. There are many companies that can work to provide insurance for this need but you should take a look at some things with regards to this insurance.
First you should know that the buffer zone that is involved for car insurance in the Baja area for American foreigners is very minimal. An American provider that you work with can cover you if an accident occurs to you within twenty-five miles of the border between the United States and Mexico. Anything beyond this will have to be covered by Baja auto insurance. Be aware though that your current provider might not offer this service.
The minimum coverage level that you will need to handle will be around $20,000 US or around 240,000 pesos. Plans from an insurance company in Baja can help you to be covered at a higher rate though.
Another thing to see is that the insurance should be something that can work to cover only the liabilities that you would have to deal with in the event that an accident occurs. This is vital because even in the event that you are not at fault in an accident you will still have to pay liability coverage. Additional policies can be offered from a Baja auto insurance provider.
Finally you should know that some insurance providers in the Baja area can offer temporary car insurance plans for those who are on vacation in the Baja area for a week or so. Be aware though that the cost per day of this insurance can be higher than what would normally be paid for one month. It will still cover you in the event of any concerns though.
First you should know that the buffer zone that is involved for car insurance in the Baja area for American foreigners is very minimal. An American provider that you work with can cover you if an accident occurs to you within twenty-five miles of the border between the United States and Mexico. Anything beyond this will have to be covered by Baja auto insurance. Be aware though that your current provider might not offer this service.
The minimum coverage level that you will need to handle will be around $20,000 US or around 240,000 pesos. Plans from an insurance company in Baja can help you to be covered at a higher rate though.
Another thing to see is that the insurance should be something that can work to cover only the liabilities that you would have to deal with in the event that an accident occurs. This is vital because even in the event that you are not at fault in an accident you will still have to pay liability coverage. Additional policies can be offered from a Baja auto insurance provider.
Finally you should know that some insurance providers in the Baja area can offer temporary car insurance plans for those who are on vacation in the Baja area for a week or so. Be aware though that the cost per day of this insurance can be higher than what would normally be paid for one month. It will still cover you in the event of any concerns though.
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