If you own a scooter then you need to have it insured because like a car and a motorcycle by law you must carry scooter insurance.
It is good to have as well because you never know when you might get into an accident and if you are without insurance then you may have to pay a lot of money.
If your scooter is damaged that will be money out of your pocket that you will pay to get it fixed or if it is beyond repair then you will have to replace it all together.
Another reason you nee to have scooter insurance coverage is because you never know when someone you get into an accident with may have to go to the hospital and if you do not the proper insurance to cover them you may get sued.
If this happens then it can cost you everything that you have so make sure before you drive your scooter around that you check on getting scooter insurance.
There are many places online where you can go and get multiple insurance quotes so you will be able to compare the cost of insurance.
Also you need to compare the policy so that you know if you are getting enough coverage in case the worse happens and you are in an accident and they find it is your fault.
Remember that if you are going to own and operate a scooter then you need to get the proper insurance and finding it at a discount price can be easy if you search online and get scooter insurance quotes.