Everyone in this competitive era wants to make more n more money. Everyone has a dream to be millionaire and make their dreams true; they are running behind the money. Investment on gold and silver is the part of that desire. People have two basic reasons to invest on these precious metals.

1. A desire to gain money- a hope and belief that the value of these precious metals will increase continuously.
2. A desire not to lose money- a fear that other investment will decrease in value or price.

But no one knows that what will happen in future? To make sure that you are not choosing the wrong, you should know all about the investment on precious metals. You must know about the current market related issues and prices etc. however, gold is the single form of money which has not been destroyed through 5,000 years of history. However, few months before, the gold rate had fell down but again it has boosted up.

Now a day, the wealth preservation is more important than to get profit. This is the reason that most of the financial advisors are giving advice to the clients that they should invest 10% to 25% of their money on precious metals. Gold and silvers are the best way to preserve your money. Apart from the occasional jewelry purchase, very few of us are interested in precious metal coin collection. But those who have a passion for that, invests a lot of money in that and actually, they are saving their future. Well, there are so many kinds of precious metals but what should we buy and in what form? There are so many questions which we should know before investment. There are several important Points one should know...

Bullion and numismatics:

Bullion is the term used for precious metals which are bought or sold for its metal content value, not a special historic or numismatic value where as the Numismatic are rare or semi-rare coins and are bought or sold for the higher price than the metal they actually worth. But the concept behind the bullions remains same as the coins or bars simply represents the metal content i.e. weight and its purity. It is beneficiary to invent on bullions.

Bars and coins:

For a larger investment, one expects to buy or sell in large amount, in that case it is difficult to count and transact small coins. For example, for a single $10,000 silver transaction, (50) 10 oz bars are far easier to count than 8,000 silver dimes. As a rule, recognizable coins are better if you expect to be using coins as a money item in a worst-case scenario.

One should always buy what makes a sense to you. You should never buy a coin or bar, about which you do not have any understanding of its value.

Then the question arises that on which metal we should make investment? It should be gold or silver or any other metal?

Few investment advisers recommend to invest on silver while few on gold. Gold has always been considered as the top investment metal. However, silver is significantly important for investment.

There are few noticeable points which we should consider while investing on precious metals.

Gold-silver ratio:

Silver and gold occur in the earth s crust at a ratio of around 15:1 which has been the trading ratio for much of human history. Most analysts believe that historically the price of gold ought to be much closer to the price of silver, as low as 30:1 or even 20:1 or less. However, there are so many conditions which affect this price ratio. The ratio may increase or decrease.

Silver is the best electrical conductor, the world's best reflector (mirrors) and an awesome germ killer. It is practically irreplaceable in thousands of vital products.

Buying precious metals online is safe or not?

It is safer, if it is legally fair. However, most of the websites which sales or buys precious metals like gold or silver in Canada are safe and secure. Troyounce is one of such company where you can safely buy your metal. But one must go through the policies of that company before making the payment.