Credit Card Debt - The Good Bad and Ugly - Then Happily Ever After
Credit card debt has a life cycle that few people understand but if you think about it as the fairy tale it really is, dealing with it can become a pleasant experience instead of the nightmare that millions believe it to be.
Once upon a time all was good when you got your first credit card which announced to the world that you have arrived at the pinnacle of success, a credit worthy citizen with all the power of a magical plastic wand that you can wave or "swipe" to gain instant access to virtually anything your heart desires.
The Magic begins turning bad when the monthly card statement arrives and the reality of being hit in the wallet area feels more like a baseball bat home-run on your head.
Just as your head stops spinning you see Wall Street and the banking industry steamrolling over the economy crushing the life from businesses and your job is gone! Now things really begin to get ugly when your credit card takes the form of a voice on the phone calling you relentlessly telling you they will huff and puff and blow your house down you don't send money now! You're afraid to answer your phone anymore so this voice on the phone starts writing you collection notices and now you're afraid to go to the mailbox! Can things get any worse? Yes they can unless you wake up and realize that you've just experienced a little financial indigestion.
Millions of people stay asleep and their nightmare becomes real through wage garnishment and property liens.
Some fairy tales have a happy ending by doing things like kissing a frog or finding a lost glass slipper that fits but the easiest way to get rid of credit card debt is to read Uncle Sams' Fair Debt Collection Practices Act and learn the federal laws that turn a big bad wolf debt collector into one of Snow White's dwarfs.
Getting rid of your debt really is that easy.
You've heard stories about disappearing 401(k)s and fortunes lost because of the economy and stock market.
Losing your card debt is no different once you understand and implement the FDCPA laws.
The knowledge will make the system work for you and your card debt will vanish.
Most people just don't understand how this credit stuff works so the card system rolls over them and literally destroys their life and virtually nobody believes that you can actually make money when a debt collector violates your rights on the phone even though it's spelled out in Uncle's Debt Collections Act.
You have a choice to live happily ever after with no credit card debt or let the bad guys ruin your life because you chose not to "kiss the frog.
" Just read and implement the FDCPA laws and you will not have to pucker up and kiss anything except your debt goodbye as it disappears somewhere over the rainbow.
Once upon a time all was good when you got your first credit card which announced to the world that you have arrived at the pinnacle of success, a credit worthy citizen with all the power of a magical plastic wand that you can wave or "swipe" to gain instant access to virtually anything your heart desires.
The Magic begins turning bad when the monthly card statement arrives and the reality of being hit in the wallet area feels more like a baseball bat home-run on your head.
Just as your head stops spinning you see Wall Street and the banking industry steamrolling over the economy crushing the life from businesses and your job is gone! Now things really begin to get ugly when your credit card takes the form of a voice on the phone calling you relentlessly telling you they will huff and puff and blow your house down you don't send money now! You're afraid to answer your phone anymore so this voice on the phone starts writing you collection notices and now you're afraid to go to the mailbox! Can things get any worse? Yes they can unless you wake up and realize that you've just experienced a little financial indigestion.
Millions of people stay asleep and their nightmare becomes real through wage garnishment and property liens.
Some fairy tales have a happy ending by doing things like kissing a frog or finding a lost glass slipper that fits but the easiest way to get rid of credit card debt is to read Uncle Sams' Fair Debt Collection Practices Act and learn the federal laws that turn a big bad wolf debt collector into one of Snow White's dwarfs.
Getting rid of your debt really is that easy.
You've heard stories about disappearing 401(k)s and fortunes lost because of the economy and stock market.
Losing your card debt is no different once you understand and implement the FDCPA laws.
The knowledge will make the system work for you and your card debt will vanish.
Most people just don't understand how this credit stuff works so the card system rolls over them and literally destroys their life and virtually nobody believes that you can actually make money when a debt collector violates your rights on the phone even though it's spelled out in Uncle's Debt Collections Act.
You have a choice to live happily ever after with no credit card debt or let the bad guys ruin your life because you chose not to "kiss the frog.
" Just read and implement the FDCPA laws and you will not have to pucker up and kiss anything except your debt goodbye as it disappears somewhere over the rainbow.
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