Whether you are traveling abroad for a vacation or you plan on moving to another country permanently worldwide health insurance is important.
Without it you could find yourself ill or injured in a foreign land with no way to pay for your medical services.
That being said, you probably have some questions regarding this type of insurance.
Here are answers to the most common of them.
I Have Travel Insurance.
Do I Need More? Many travelers assume that the travel insurance they purchase is enough to cover any illness or injury they may experience while overseas.
While travel insurance can cover you in many cases, oftentimes it does not.
If you become serious ill or injured and need intensive medical care the chances of your travel insurance covering you are relatively slim.
A worldwide health insurance policy is the only thing that can truly offer security in these situations.
Isn't it Expensive? Insurance isn't cheap and medical insurance is by no means an inexpensive purchase.
That being said, there are way medical insurance providers and ask about multi-policy and no-claims discounts that may be available to you.
How Much Will It Cost? The exact price of medical insurance depends on a number of factors.
What type of plan do you want? A PPO or HMO? How strong is the insurance company's network? What type of deductibles and co-pays do you prefer? Do you have any pre-existing conditions? All of these things will factor into play when it comes to the pricing of your worldwide health insurance.
That is why it is so important to obtain a variety of quotes when deciding which company to purchase insurance from.
It is true that the purchase of medical insurance can be an overwhelming endeavor.
Hopefully, armed with the answers to the questions above, you'll have the information to make a wise and informed health insurance decision.