OK, so the title is a pretty poor pun and not very funny - but then again, the subject matter of BlackBerry insurance isn't hilarious either.
It's not easy to chuckle as you contemplate potential disasters to your precious BlackBerry that you may have saved up hard for - but such catastrophes are always possible.
Theft It's a sad fact that some people will do everything they can to take your BlackBerry off you.
It's a small and highly desirable object that's also valuable.
All ideal things - from both your viewpoint and that of a thief.
Of course, it's not just theft that your BlackBerry is at risk of.
Destruction It only takes one butterfingers moment or someone sitting down without looking (etc) and your BlackBerry could be instantly only fit for the bin.
Think it couldn't happen to you? Well, that could only be described as tempting fate! Breakdowns If any gadget fails within the warranty period, then it might be inconvenient and annoying but at least it's unlikely to cost you a fortune if it is a malfunction and not something you've caused yourself (such as taking it apart!).
You simply return it and hopefully it will be rapidly fixed or replaced and then returned.
However, have you considered what would happen if the breakdown arose outside of the manufacturer's warranty period? Prepare to start spending potentially serious amounts of your own money.
Lost If you've gone through your life so far and never lost a single thing, then you're a rare and lucky person! If you lose your BlackBerry, it's not a trivial thing.
Your potential response If any of the above things happen, maybe you'll smile it all off as just one of those things and reach for your plastic or chequebook without the slightest concern.
On the other hand, if like most people, money isn't exactly in plentiful supply, you may wish you had BlackBerry insurance.
The cover Typically BlackBerry insurance will provide financial cover for you should the above things come to pass.
A couple of caveats: - loss cover is typically an optional extra you can choose to take or not; - breakdown protection only covers breakdowns outside of the manufacturer's warranty period.
However, such insurance providers may give you a guaranteed 48-hour replacement of your Blackberry once the claim has been approved.
It may also cover you if you're abroad.
Also, note that as with any insurance product, terms and conditions, exclusions and limitations will apply and you may wish to read these carefully to ensure you understand them.
Time for a decision Let's be honest - nobody likes spending their money on insurance.
If there were a way of avoiding doing so, most of us would readily take it.
Yet the fact remains that bad things happen and that may cause us expenditure that we can ill-afford.
That's where insurance comes into its own - protecting us from those massive costs should bad luck strike (in the event of a successful claim).
So BlackBerry insurance isn't funny or something that we naturally get excited about but it may prove to be extremely useful in a crisis.
It's not easy to chuckle as you contemplate potential disasters to your precious BlackBerry that you may have saved up hard for - but such catastrophes are always possible.
Theft It's a sad fact that some people will do everything they can to take your BlackBerry off you.
It's a small and highly desirable object that's also valuable.
All ideal things - from both your viewpoint and that of a thief.
Of course, it's not just theft that your BlackBerry is at risk of.
Destruction It only takes one butterfingers moment or someone sitting down without looking (etc) and your BlackBerry could be instantly only fit for the bin.
Think it couldn't happen to you? Well, that could only be described as tempting fate! Breakdowns If any gadget fails within the warranty period, then it might be inconvenient and annoying but at least it's unlikely to cost you a fortune if it is a malfunction and not something you've caused yourself (such as taking it apart!).
You simply return it and hopefully it will be rapidly fixed or replaced and then returned.
However, have you considered what would happen if the breakdown arose outside of the manufacturer's warranty period? Prepare to start spending potentially serious amounts of your own money.
Lost If you've gone through your life so far and never lost a single thing, then you're a rare and lucky person! If you lose your BlackBerry, it's not a trivial thing.
Your potential response If any of the above things happen, maybe you'll smile it all off as just one of those things and reach for your plastic or chequebook without the slightest concern.
On the other hand, if like most people, money isn't exactly in plentiful supply, you may wish you had BlackBerry insurance.
The cover Typically BlackBerry insurance will provide financial cover for you should the above things come to pass.
A couple of caveats: - loss cover is typically an optional extra you can choose to take or not; - breakdown protection only covers breakdowns outside of the manufacturer's warranty period.
However, such insurance providers may give you a guaranteed 48-hour replacement of your Blackberry once the claim has been approved.
It may also cover you if you're abroad.
Also, note that as with any insurance product, terms and conditions, exclusions and limitations will apply and you may wish to read these carefully to ensure you understand them.
Time for a decision Let's be honest - nobody likes spending their money on insurance.
If there were a way of avoiding doing so, most of us would readily take it.
Yet the fact remains that bad things happen and that may cause us expenditure that we can ill-afford.
That's where insurance comes into its own - protecting us from those massive costs should bad luck strike (in the event of a successful claim).
So BlackBerry insurance isn't funny or something that we naturally get excited about but it may prove to be extremely useful in a crisis.
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