Without Health Insurance
The odds can at times become overwhelming, but the dreams are sometimes stronger.
There is so much to take into consideration and locating an adequate self-employed health insurance policy is at the top of the list.
Locating an adequate insurance policy may be of the utmost importance, but somehow it becomes relegated to the bottom of the list.
This happens because the individual is focused on beginning a new business.
He or she wants to see that it becomes productive in a relatively short period of time.
These are the same individuals who brush aside how the losses can mount when a catastrophic health care event occurs.
What will you do if you are seriously injured and your new business sits idle while you are in surgery or at home recovering? Do you have close friends or family members to step up to the plate and keep your business running efficiently for a period of time? With little or no income being generated, how will you survive the time away from your business? Perhaps the search for adequate affordable health insurance should have remained at the top of your list when you were considering opening a business of your own.
Now depending on the type of business adventure you have chosen you will also need to consider a liability insurance policy along with an insurance policy that will serve your medical requirements.
The lack of attention to an adequate insurance policy will cost you dearly in the future when you least expect anything to happen.
This is an important issue that cannot be stressed enough to help individuals understand fully what is at stake when life goes sour.
Without an adequate low cost health insurance coverage, you will need a means of income to pay for all your medical, hospitalization, and dental needs out of pocket.
Are you prepared for this to happen because of lack of an adequate insurance policy? If you have family members who are dependent upon you, how will you explain your situation to them as you lose all that you worked so hard? Will your family members be prepared to step into your shoes to keep your business afloat while you are at home convalescing without any health insurance to help pay expenses? Are you willing to sacrifice your private home that is tied to your business all because you neglected to search for a comprehensive insurance policy when you first opened the doors.