How to buy new cars

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    • 1). Calculate a budget and carry out initial research regarding your preferred type of car and approximate running costs. Most newsagents stock auto magazines containing details of new cars. Certain websites also offer impartial reviews. Much of this information is also available at public libraries.

    • 2). Visit local dealers and take time to look at the available options. You may also wish to compare prices with online car dealers.

    • 3). Take any cars in which you're interested for a test drive. It's important to make sure the car suits your style of driving. Test whether the boot is big enough for your requirements. If you have young children, check that their car seats fit comfortably and safely in the rear seats.

    • 4). Weigh the options. In particular, analyse any financing deals offered by the dealer and compare them to the cost of bank loans. A dealer's financing scheme is often not the cheapest, although you may use this as a bargaining tool.

    • 5). Return to the dealer and haggle to get a better deal, once you have narrowed the options. Ask for road tax and servicing to be included in the price. Alternatively, the dealer may add extras such as air-conditioning and music systems at no extra charge. Remember that any extras will increase the resale value of the car.

    • 6). Arrange insurance and road tax. The dealer will generally tax the car but will need a certificate of insurance to do so. Phone round or use comparison sites for the cheapest car insurance.

    • 7). Register the car with the DVLA. The dealer will often arrange for registration but he should provide you a copy of the relevant form for your records.

    • 8). Check the car carefully for scratches and dents before you drive it from the forecourt.

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